Prime Minister ( Prime Minister Narendra Modi ) has launched a plan year 2014, which were added to every citizen of the banking sector of the country. In such a situation, the Pradhan Mantri Jan Dhan Yojana was started. Under this scheme, accounts are opened on zero balance, as well as many types of free services are also provided with them. With the help of these accounts, the benefits of government schemes reach the general public directly.
Let us tell you that during the Corona Pandemic , the government had sent money to the needy people through these accounts. Checking the balance in Jan Dhan account is very easy, because for this you just need to make a missed call from your number. Apart from this, it is very important to link the account with Aadhaar.
How to Check Balance by Missed Call
If your Jan Dhan accounts SBI ( State Bank Of India in), you can find balance through the missed calls. For this, you have to make a missed call on 18004253800 or 1800112211. But keep in mind that you can make a missed call on this number from the registered mobile number. If you make a missed call from any other number and that number is linked to another State Bank account, then the details of that account will be revealed. If the number isn’t linked to an account, you won’t see any balance.
How to check balance through Portal?
If you want to check balance through PFMS portal, then first you have to go to the link https://pfms.nic.in/NewDefaultHome.aspx# .
- Here you have to click on ‘Know Your Payment’.
- Then you have to fill your account number.
- Now you have to enter the account number 2 times and then fill the captcha code.
- After this the balance of the account will be revealed.
Other options to check balance
You have many options to check balance in Jan Dhan account . If you use net banking or you have the bank’s app, then you can easily check the balance through the app. Apart from this, you can also know the balance of the account by visiting the ATM.
- Benefits of PMJDY
If you do not have a bank account, then your savings bank account will be opened.
- There is no need to maintain any minimum balance.
- Interest is earned on the deposited amount.
- Debit card is given.
- Accident insurance cover of Rs 1 lakh is available with the RuPay card issued to PMJDY account holders.
- Account holders get overdraft (OD) facility up to Rs 10,000.
For information, let us tell you that PMJDY Accounts Direct Benefit Transfer (DBT), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Atal Pension Yojana (APY), Micro Unit Development and Refinance Agency Bank ( MUDRA) is eligible for the scheme.
