Pension Plans Are Often Beneficial. But Often They Are Offered Only After 60 Years. Monthly Contributions Have To Be Made Before That. But LIC Has Launched Such A Plan In Which Pension Starts From The Age Of 40. You Just Have To Deposit A Lump Sum Amount Instead Of Monthly. This Plan Is For Those People Who Have Good Deposits But Do Not Have Monthly Income. In Such A Situation, They Can Make Monthly Income In The Form Of Pension While Keeping Their Deposits Safe.
The Special Thing Is That LIC’s Saral Pension Scheme Has Been Launched In The Corona Period. In The Second Wave Of Corona, The Basis Of Income Of Many Women Got Absorbed In The Cheeks Of Kaal. His Sweetness Blew Up. Many Children Became Orphans. The Responsibility Of Raising The Children Suddenly Fell On The Mother. In Such A Situation, This Plan Of LIC Can Become Helpful For Those Mothers Who Have Substantial Savings Of Husband’s Earnings. Such Women Can Get Pension Every Month By Putting Those Savings In One Lump Sum Simple Pension Scheme So That They Can Run Their Family. Along With Her Husband’s Savings Plan Will Be Completely Safe.
People Of 40-80 Years Can Take Advantage Of The Scheme:
LIC Has Launched Saral Pension Yojana. It Has All The Features Which Were Not There In The Earlier Plan. That Is, You Can Take Pension Every Month, Quarterly, Half-Yearly Or Annually By Depositing A Lump Sum Amount At Any Time At The Age Of 40 To 80 Years. This Pension Will Be Available For Life. The First Is A Life Annuity With 100% Return Of Purchase Price For A Single Life.
That Is, This Pension Scheme Will Be Linked To Any One Person. As Long As The Pensioner Is Alive, He Will Continue To Get The Pension. After That The Nominee Will Get The Base Premium. The Second Pension Scheme Is Being Given For Joint Life. In This, The Spouse Who Survives For The Longest Time Gets Pension. When Both Are No More, The Nominee Will Get The Base Price. In This Plan, The Policyholder Will Get The Loan At Any Time After 6 Months From The Date Of Commencement Of The Policy.
If You Are 40 Years Old And You Have Deposited A Single Premium Of Rs 10 Lakh, Then You Will Start Getting Rs 50250 Annually Which Will Be Available For Life. Apart From This, If You Want Your Deposited Amount Back In The Middle Because You Need The Money, Then In Such A Situation You Get Back The Deposited Amount By Deducting 5 Percent. If You Want To Take This Plan, Then Go To LIC’s Website Or Office And Take Complete Details Of It. These Pension Schemes Can Be Taken Both Online And Offline.
