New Delhi. If you are doing investment planning for your better future, then a great plan (LIC New Plan) has come for you. If you are also planning to take a pension scheme for yourself, then you can choose the Saral Pension Plan of Life Insurance Corporation of India (LIC). In this plan of LIC, you have to pay premium only once and after that after 60 years you can get pension of Rs 12000 every month. You will get the money of this pension for life.
Know what is the plan?
There are two types of LIC Saral Pension Scheme..First is Life Annuity with 100% Return of Purchase Price and second- Pension Plan Joint Life.
Life Annuity with 100 percent return of purchase price This pension is for single life, that is, this pension plan will be linked to a single person. As long as the pensioners are alive, they will continue to get the pension. After that the nominee will get the base premium.
In the pension scheme joint life, both husband and wife get pension. In this, the spouse, whoever survives for the longest time, gets pension. When both are no more, the nominee will get the base price.
Know the special features of Saral Pension Scheme
1. As soon as the policy is taken for the insured, his pension will start.
2. Now it will depend on you whether you want pension every month or quarter, half yearly or annually. You have to choose this option yourself.
3. This pension scheme can be taken both online and offline.
4. A minimum of Rs 12000 will have to be invested in this scheme. There is no maximum investment limit in this.
5. This scheme is for people from 40 to 80 years.
6. In this plan, the policyholder will get the loan at any time after 6 months from the date of commencement of the policy.
