If you are booking train tickets, you too can now benefit up to lakhs of rupees. Railway has given information about this.
IRCTC : There are many facilities of Indian Railways which are not known to many daily commuters. One of these is insurance coverage. While booking a train ticket we only check whether the ticket is confirmed or not.
But many people don’t know that there is an option to get insurance while buying railway tickets. You get compensation up to 10 lakhs for just 35 paise. If you have also forgotten to take insurance, avail this facility immediately.
Options available
People consider train travel better for long distance travel. Apart from that, there are many benefits of traveling by train. You can now book tickets online from home without spending time at the ticket counter in the age of digitization. It gives you options from choosing your seat to eating and drinking during the journey.
Also while booking the ticket you are given the option of taking insurance, which covers the loss of life and property along with any emergency during the journey.
Cheapest insurance
IRCTC is offering an insurance cover of up to Rs 10 lakh to passengers traveling by rail at an almost zero premium of just 35 paise. Although this option is optional, it can be the cheapest and best insurance cover for travelers.
When you book your train ticket through the IRCTC website, you get the option of travel insurance during the payment process. If you choose that option, you get this insurance coverage for just 35 paise. More importantly this applies to all passengers whose tickets are booked through a PNR.
Insurance coverage is available at this time
According to the website of Railway and Tourism Corporation of India, you can now get this insurance by spending just 35 paise. The insurance cover provided under this covers permanent partial disability, permanent total disability as well as transportation expenses for hospitalization due to injuries or serious injuries and death during journey. Also it is divided into various categories.
2 lakh for injury and Rs.10 lakh for death
In case of hospitalization due to injury, he is covered for Rs 2 lakh. A cover of Rs 7.5 lakh is provided for permanent partial disability. Suppose if a passenger dies in an accident, Rs 10,000 is covered for transportation of his body and Rs 10 lakh in case of death or permanent disability.
