SBI Services: If you are also a State Bank of India customer, then many facilities are provided to you by the bank. These facilities are given to the customer on different accounts opened by the bank.
New Delhi. If you want to open an account in State Bank of India (SBI), then know that only one type of savings account is not opened in SBI. SBI offers several options to the citizens in terms of savings account. Each account has its own specialty and precautions. You can choose from these depending on your need.
In SBI mainly you get the facility of 3 types of savings account. The bank does not charge you any fee for opening this account. Also, you get many facilities in these absolutely free. Let us know what are the benefits you get by opening these accounts.
Basic Savings Deposit Bank Account
According to the information available on the official website of SBI, everyone can open Basic Savings Deposit Bank Account through KYC. It is available at all branches of the bank. This is especially for people with low income who can avail this facility without maintaining minimum balance. At the same time, there is no maximum limit for depositing money in it. In this, a basic Rupay ATM-cum-debit card is issued to the customer. However, check book facility is not available in this account.
Basic Savings Bank Deposit Small Account
Any person above 18 years of age can open this bank account. KYC has not been made mandatory for opening this account. That is, this account is for those people who do not have any documents for KYC. However, you can convert it to Basic Savings Deposit Bank Account later also by submitting KYC documents. In this account, you get mostly the facilities available in Basic Savings Deposit Bank Account. But some limits have been fixed in this. It is available in all the branches of the bank except specialized branches. In this, the maximum balance limit has been fixed at Rs 50 thousand.
Savings bank account
This bank account of SBI provides you facilities like Mobile Banking, SMS Alert, Internet Banking, YONO, State Bank Anywhere, SBI Quick Missed Call Facility etc. On this account you get the first 10 checks free during a financial year. After that the cost of 10 checks is Rs 40 plus GST and the cost of 25 checks is Rs 75 plus GST. In this you do not need to maintain average balance. There is no limit on the maximum balance in this account.
