Atal Pension Yojana calculation: Many schemes have been started by the Central Government. One of these schemes is such that if you save and invest less than the cost of a cup of tea, you will get Rs 5,000 monthly.
Atal Pension Scheme: There are many investment options available in modern times. There are some schemes in which more profits can be earned by investing less money. There are also some regular income schemes. Today we are going to introduce you to a scheme through which you can get Rs 5,000 every month by saving just the price of one cup of tea.
This is a government scheme, known as Atal Pension Yojana. If you start investing monthly in Atal Pension Yojana at the age of 18 by saving Rs 7 every day, then after retirement you will get a monthly pension of Rs 5000.
How much will be the monthly investment?
If you look at the Atal Pension Yojana Contribution Chart from PFRDA, if you start investing after 18 years, you will have to invest at least Rs 210 every month. This means that by saving Rs 7 every day you can deposit Rs 210. When maturity is completed after 60 years i.e. on retirement, you will be given Rs 5000 every month as pension.
However, if you start investing in Atal Pension Yojana at the age of 25, then you will have to invest Rs 376 monthly. At the age of 30 years you will have to invest Rs 577 and at the age of 35 years you will have to invest Rs 902 monthly. If you start investing accordingly then you will be entitled to get a monthly pension of Rs 5000.
When was Atal Pension Scheme started?
Atal Pension Yojana is run by the Central Government. This is a guaranteed monthly pension scheme. It was started during 2015-16. This scheme was started for workers and economically weak people. In this, pension ranging from Rs 1000 to Rs 5000 is given. Also, you can invest in this from 18 years to 40 years.
