Pradhan Mantri Jan Dhan Yojana: Crores of beneficiaries of the country have opened their accounts in this government scheme. Finance Minister Nirmala Sitharaman has given important information about this government scheme today.
FM Nirmala Sitharaman: You all must be knowing about the PM Jan Dhan Yojana of the Central Government… Crores of beneficiaries of the country have opened their accounts in this government scheme. Finance Minister Nirmala Sitharaman has given important information about this government scheme today. At the inauguration of Kautilya Economic Conclave 2023, Nirmala Sitharaman has mentioned PM Jan Dhan Yojana (Jan Dhan Account).
The scheme was started in 2014
Finance Minister Nirmala Sitharaman said on Friday that the Pradhan Mantri Jan-Dhan Yojana (PMJDY), launched in 2014, has emerged as the biggest means of bringing financial inclusion in the country. After inaugurating the Kautilya Economic Conclave 2023, the minister said that benefits (amounts) under more than 50 government schemes are being transferred directly to the bank accounts of the beneficiaries. PMJDY has played an important role.
Rs 206,781.34 crore are deposited in the accounts
Let us tell you that under this Jan Dhan Yojana, an amount of about Rs 206,781.34 crore is deposited in the accounts of 50.70 crore beneficiaries. According to government data, out of 50 crore Jan Dhan accounts, 56 percent accounts belong to women. 67 percent accounts have been opened in rural and semi-urban areas. About 34 crore RuPay cards have been issued through these accounts.
Initially people had commented about the scheme
He said when the scheme was launched, a section of people had made “lewd” comments and said that public sector banks would be under pressure as they operate ‘zero balance’ accounts. Sitharaman said that however, there is more than Rs 2 lakh crore in these accounts.
In his address, the minister also talked in detail about climate financing and the challenges related to it. He also said that in the current global situation, multilateral institutions including Multilateral Development Banks (MDBs) have become less effective.
Sitharaman gave this information
Sitharaman also underlined the challenges posed by global terrorism and stressed that investors and businesses need to keep such factors in mind while making investment decisions. He said the government led by Prime Minister Narendra Modi is conscious of the debt situation and has made financial management to ensure that the burden does not fall on the coming generations.
