Sukanya Samriddhi Yojana: With the help of small savings in Sukanya Samriddhi Yojana, you can make the future of your daughter’s future. This scheme has many benefits.
New Delhi. If you also have a daughter, you can make a future by investing in this government scheme with very little money. This scheme, run by the central government, provides one-time assistance at the time of education and marriage. The benefit of this scheme can also be availed by saving 1 rupee per day. Sukanya Samriddhi Yojana is a good investment plan to save for higher education and marriage. Putting money in this great investment option also helps you to save income tax. Safety of capital with fixed income is the specialty of this scheme. So let’s know everything about it …
What is Sukanya Samriddhi Yojana- Sukanya Samriddhi Yojana (SSY) is a small savings scheme of the Central Government for daughters, launched under the Beti Bachao-Beti Padhao scheme. Sukanya is the best interest rate scheme in the small savings scheme.
Investments can be made with this amount of money – in Sukanya Samriddhi Yojana, accounts can be opened with just Rs 250. That is, even if you save 1 rupee per day, you can still take advantage of this scheme. At least Rs 250 should be deposited in any one financial year. In a single financial year, no more than Rs 1.5 lakh can be deposited in an SSY account or once.
How much interest is available – At the rate of 7.6 percent interest was being paid in SSY (Sukanya Samriddhi Account), which is with income tax rebate. Earlier, it also got interest up to 9.2 percent. After the age of 8 years, up to 50 percent of the amount can be withdrawn for the higher education of the daughter.
How to open an account – Under Sukanya Samriddhi Yojana, an account can be opened in any post office or authorized branch of commercial branch. Under this scheme, the account can be opened before the birth of the girl child with a deposit of at least 250 rupees before the age of 10 years. In the current financial year, a maximum of Rs 1.5 lakh can be deposited under Sukanya Samriddhi Yojana.
can be maintained. After opening Sukanya Samriddhi Yojana account, this girl child can be run till the age of 21 years or her marriage after the age of 18 years.
What is the penalty for non-deposit of money- If a minimum of Rs 250 is not deposited every year, the account will be closed and revisited with a penalty of Rs 50 per year along with the minimum amount required for the deposit for that year. can be done. Reactivation can take place up to 15 years after the account is opened.
