Amrit Mahotsav: Recently big banks are coming up with fixed deposit schemes which offer higher interest rates. Under this, now a major bank has come up with a new scheme. Under this, customers will get more profit. Let us now know about this scheme.
Amrit Mahotsav: Private sector IDBI Bank has introduced special interest rates on fixed deposits. Rupee. Interest rates on fixed deposits of less than Rs 2 crore have also been revised. The bank has disclosed this on its official website. IDBI Bank has come up with a special bucket scheme called Amrit Mahotsav FD for 375 days. Under this, the highest interest rate is 7.60 percent. It is being told that it will be available till 15 August 2023. Apart from this.. IDBI Bank currently also has Amrit Mahotsav FD scheme available with a limit of 444 days. In this, the interest rate is 7.65 percent under the callable option and 7.75 percent under the non-callable option.
Let us now know about the interest rates brought by this bank including the 375 days Amrit Mahotsav FD scheme. It will come into force from 14 July 2023 and will remain in force till 15 August 2023. At the same time, the interest rates for a period of 375 days are 7.1 percent for common people and 7.60 percent for senior citizens.
On the other hand, common people get 7.15 percent interest on deposits with a period of 444 days, similarly, senior citizens get the highest interest of 7.65 percent here. Here under non-callable option..means 7.75 per cent interest on FD with no possibility of early cash withdrawal. While it is for senior citizens, 7.25 per cent interest rate is being offered to the general public.
In addition, IDBI Bank has revised the interest rates on Regular Fixed Deposits. Rupee. It is currently offering an interest rate of 3 per cent to 6.80 per cent on deposits below Rs 2 crore to common citizens. On the other hand, on FDs of 7 days to 30 days, the general public will get 3 percent interest and senior citizens will get 3.5 percent interest. Deposits with a tenure of 31-45 days fetch 3.25 per cent interest for general public and 3.75 per cent for senior citizens. IDBI Bank is offering an interest rate of 6.8 per cent for general public and 7.3 per cent for senior citizens on deposits with a tenure of one to two years.