Bank Cheque Safety Tips: Fraudulent cases of bank customers come to the fore. Whether banking online or going to the branch, there is more or less a crisis of fraud everywhere. Therefore, it is important that whenever customers make any transaction related to banking, keep in mind the instructions and safety standards issued by the banks from time to time. Nowadays banks are committing fraudulent frauds through checks. Therefore, it has become very important to take care of the security of your checkbook. It is important to know what things we should keep in mind while giving a check to someone, so that the incidents of fraud can be avoided.
How to keep Cheque book safe?
Bank customers should always keep a record of the details of all issued checks. Do not leave your check book at any distance. Always keep it in a safe place. It is important to keep it locked well. Whenever you get your check book, carefully keep the check count inside them. If there is any disturbance, then bring it immediately in the eyes of the bank.
Never check on a blank Cheque
Safe banking tips given on the ICICI Bank website, tell us to never sign a blank check. Always fill the name, amount and date of the recipient of the check before signing the check. Keep in mind that you cross your check whenever appropriate. You can prevent it from being misused. Always draw a line on an empty space. Never sign in many places. However, when you make any change in the check, you can sign it there to authenticate it.
Issue a new one if the Cheque changes
According to Safe Banking Tips, avoid using checks with any change. If possible, issue a new check. When you cancel a check, tear off the MICR band and write the cancel (“CANCEL”) over the entire check. Do not write on the MICR band or sign, mark, pin, staple, paste, fold. Always use your own pen to write on the check.
