New Delhi. Due To Low Earnings, People Are Often Focusing On Schemes Like Big Profit On Small Investment. Such Investment Does Not Make Any Difference To His Budget And After A Few Years, He Spends A Large Amount Of Lump Sum Amount On Children’s Education, Buying Land, Building A House, Daughter’s Marriage And Other Big Things. One Such Scheme Is The Post Office. Only Rs 95 Will Have To Be Invested Daily In This Scheme And After 20 Years, Rs 14 Lakh Will Be Available. In Between, Money Will Also Be Available In The Form Of Cash Back, Which Together Amount To Rs 14 Lakh.
If You Want To Invest And Want Money Cashback In Between With Big Amount So That You Can Handle Some Important Work Then This Post Office Plan Is Of Great Use. By Investing Rs 95 Every Day In The Post Office Scheme Gram Sumangal Rural Postal Life Insurance, You Can Get Close To 14 Lakhs With Cashback, That Too In 20 Years. This Is The Endowment Plan Of The Post Office. This Plan Is For 15-20 Years. In This, 3 Cashbacks Are Available Before The Maturity Of The Policy And The Balance Amount Including Bonus On Maturity For The Fourth Time. Rural Postal Life Insurance Scheme Was Started By The Government Of India In 1995. If A Person Is Still Alive After The Maturity Of The Policy, Then He Also Gets The Benefit Of Money Back. In Case Of Death Of An Individual, The Policy Holder Is Given The Sum Assured As Well As The Bonus Amount.
Any Indian Citizen Can Take Advantage Of This Scheme.
The Minimum Age For This Policy Is 19 Years And The Maximum Is 45 Years.
The Policy Can Be Taken For 15 To 20 Years. The Age Of The Holder Should Not Be More Than 40 To Take A 20 Year Policy.
The Maximum Sum Assured In This Policy Is Rs 20 Lakh.
Know The Maths Of The Policy Here:
Suppose A Person Who Is 25 Years Old Wants To Take This Policy. With The Sum Assured Of Rs 7 Lakh, The Monthly Premium Will Be Rs 2853 For The Policy Term Of 20 Years. That Is, There Will Be An Investment Of Rs 95 Per Day. During The 8th, 12th And 16th Year Of The Policy, 20% Of The Sum Assured Will Be Received As Cashback I.E. Rs.1 Lakh 40 Thousand. In This Way Rs 4,20000 Will Be Available As Cashback. With The Remaining Rs 2,80,000, You Will Get Around Rs 6,72,000 As Bonus. In This Way, You Will Get The Total Amount Around 14 Lakhs.
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