New Delhi. Many Times People Have Fun In Their Youth, But How Will They Spend In Old Age, Laughing At How Life Will Go. It Is Said That Then It Will Be Seen. It Is Not Known When Time Flies With Wings.
As Old Age Comes, One Has To See The Faces Of The Children And Hear The Taunts Of The Daughter-In-Law. In Such A Situation, If You Want To Remain Respected Even In Old Age, If You Get A Chance To Live With Your Head Raised, Then Start Investing In The Atal Pension Yojana Of The Central Government. Both Husband And Wife Can Invest In It. Together They Will Have To Invest Rs 14 Per Day For 60 Years.
This Pension Scheme Of The Government Is Of Great Help For Those Working In The Unorganized Sector, Including Farmers, Shopkeepers, Workers In Private Companies, Except For Government Employees. Both Husband And Wife Can Take Benefit Of This Scheme. In This, After Depositing 7 Rupees Every Day, 60 Thousand Rupees Are Received As Pension After 60 Years. By Taking Advantage Of Atal Pension Yojana, You Can Get 60 Thousand Rupees Annually In Old Age. If Both Husband And Wife Take Its Benefit, Then 1 Lakh 20 Thousand Annual Pension Is Available. The Amount Of Pension Depends On The Premium. The Minimum Amount Of Pension Has Been Fixed At Rs 1000 And Maximum Rs 5000 Per Month.
It Can Be Availed By Opening An Account In Any Bank Or Post Office. The Minimum Age For This Was Fixed At 18 Years And The Maximum Age Was 40 Years. People Above 40 Years Of Age Cannot Take Advantage Of This. In This, The Premium Is Decided By The Share Of Age And The Amount Received After The Age Of 60 Years. In This, A Monthly Premium Has To Be Paid Up To Rs 100-1454.
Here Are The Qualifications And Required Documents:
- The Applicant Must Be An Indian Citizen.
- The Age Of The Candidate Should Be 18 To 40 Years.
- The Applicant Should Have A Bank Account And
- Bank Account Should Be Linked With Aadhar Card
- Aadhar Card Of The Applicant
- Mobile Number
- Identity Card
- Proof Of Permanent Address
- Passport Size Photo
These Benefits Including Income Tax Also:
Under This Scheme, An Income Tax Deduction Of 50000 Will Be Provided To The Investor Under Section 80 CCD (1B) In Income Tax On Taking A Pension Plan. Apart From This, If The Pensioner Dies, Then This Pension Is Transferred To His/Her Spouse Or Nominee. That Is, The Benefit Of Pension Will Continue To Be Available To Someone In The Family. If The Beneficiary Of The Pension Dies Before The Age Of 60 Years, Even Then The Pension Will Be Provided To His Nominee.
These Benefits Including Income Tax Also:
Under This Scheme, An Income Tax Deduction Of 50000 Will Be Provided To The Investor Under Section 80 CCD (1B) In Income Tax On Taking A Pension Plan. Apart From This, If The Pensioner Dies, Then This Pension Is Transferred To His/Her Spouse Or Nominee. That Is, The Benefit Of Pension Will Continue To Be Available To Someone In The Family. If The Beneficiary Of The Pension Dies Before The Age Of 60 Years, Even Then The Pension Will Be Provided To His Nominee.
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