Atal Pension Yojana: Atal Pension Yojana is a popular pension scheme of Modi government for low income group, which guarantees fixed income. By joining this scheme, a person can arrange a maximum pension of 5000 rupees monthly or 60 thousand rupees annually after 60 years. But you should also know that more than one person from the same family can take benefits under Atal Pension Yojana. That is, if you are a husband and wife, then both can apply for this and arrange for a maximum monthly pension of 10 thousand rupees. A subscriber gets a minimum pension of Rs 1000 in the scheme. Know how you can take advantage of this scheme.
What age people will get benefits
To join the Atal Pension Yojana, anyone can join if your age has become 18 years. At the same time, his maximum age should be 39 years.
How much pension
Subscribers can apply for different pension amounts in Atal Pension Yojana. In this, monthly guaranteed pension is available up to Rs 1000, Rs 2000, Rs 3000, Rs 4000 and Rs 5000.
How much to invest
Subscribers of different ages have to make different monthly investments. On joining at 18 years, Rs 210 monthly for 5000 pension, Rs 376 monthly if joining at 25 years, Rs 577 monthly contribution will have to be made for joining at 30 years.
Which documents are needed
To take advantage of this scheme, it is necessary to have a bank account. Also, your Aadhar card number should also be linked with your bank account. Apart from this, address proof and mobile number have to be given.
Tax exemption benefits
The benefit of tax exemption is also available under section 80CCD of IT on investment under Atal Pension Yojana. Account opening facility is available in many banks.
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