ATM cash withdrawal limit: ATM withdrawal limit is the maximum amount that can be withdrawn from a savings or current account in a given time period (per day). This limit varies between banks, usually ranging from a minimum of Rs 20,000 to higher amounts from an ATM depending on the type of account.
ATM cash withdrawal limit: There are certain limits on cash withdrawals from ATMs and these vary from bank to bank. The amount of cash a customer can withdraw from his account depends on the type of card he has.
SBI has lowered the limit to ₹ 20,000 from ₹ 40,000. The new ATM cash withdrawal rules, applicable on SBI Classic and Maestro debit cards, will come into effect from 31 October, according to the lender’s website.
Here are some of the ATM cash withdrawal limits applicable to some of the top banks.
ICICI Bank
According to the official website of ICICI Bank, a customer can withdraw up to ₹ 50,000 per day from any of its ATMs.
Limits on other cards are:
- ICICI Bank Privilege Banking Titanium Debit Card: ₹ 1,00,000 per day
- ICICI Bank Smart Shopper Gold Debit Card: ₹ 75,000 per day
- ICICI Bank Smart Shopper Silver Debit Card: ₹ 50,000 per day
SBI
SBI has lowered the limit to ₹ 20,000 from ₹ 40,000. The new ATM cash withdrawal rules are applicable on SBI Classic and Maestro debit cards. SBI’s debit card variants come with different ATM withdrawal limits. The popular SBI Classic debit card comes with a daily ATM cash withdrawal limit of ₹ 40,000.
Limits on other cards are:
- SBI’s Global International debit card: ₹ 50,000 per day
- SBI’s Platinum International debit card: ₹ 100,000per day
Punjab National Bank
Punjab National Bank (PNB) has separate cash withdrawal limits for Platinum and Classic card users. Both cards come in Rupay and Master variants.
- PNB Platinum card: ₹ 50,000 per day
- PNB Classic card: ₹ 25, 000 per day
Axis Bank
Axis Bank offers a number of debit cards. Its Burgundy Debit Card allows a daily cash withdrawal limit of ₹ 3 lakh, according to the official website of the lender. The Titanium Prime and Plus debit cards of the banks have a ₹ 50,000 withdrawal limit for a day.
HDFC Bank
HDFC Bank allows customers to withdraw up to ₹ 1 lakh per day from ATMs with the Platinum chip debit card.
Limits on other cards:
- HDFC Bank Titanium Royale Debit Card: ₹ 75,000 per day
- HDFC EasyShop Debit Card: ₹ 25,000 per day
- HDFC RuPay Premium Debit Card: ₹ 25,000 per day
- EasyShop Titanium Debit Card: ₹ 50,000 per day
Bank of Baroda
- Bank of Baroda’s Rupay Classic Card has a withdrawal limit of ₹ 25,000 per day.
Limits on other cards are:
- Baroda Master Platinum Card: ₹ 50,000 per day
- RuPay Platinum Card: ₹ 50,000 per day
- Visa Electron Card: ₹ 25,000 per day
- Master Classic Card: ₹ 25,000 per day
- VISA Platinum Chip Card: ₹ 1 lakh per day
