On 14 January, on the occasion of Makar Sankranti Pongal, banks will be closed in many states of the country, but not in the entire country. Banks will remain closed in different states and cities, in such a situation, if you need cash or want to make any transaction, you can use online banking, UPI and ATM.
January Bank Holidays 2025: If you have any bank related work, then finish it quickly because banks are going to be closed for many days between 12th and 26th January. This includes the second and fourth Saturdays along with the weekly holiday of every week, Sunday. Due to continuous bank closure, many banking related works including checkbook passbook may be affected, although online services will continue.
The list of bank holidays released every month by the Reserve Bank of India (RBI) includes both national and regional holidays. In this, all banks are closed across the country on national holidays, regional holidays are related to a particular state or region, that is, only the banks of the concerned state or region are closed on these days. Keep in mind that a bank holiday in one state on any day does not mean that there will be a holiday in another state as well.
January Month Bank Holiday List
January 12: Sunday and Swami Vivekananda Jayanti
January 13, 2025: Lohri, banks closed in Punjab and some other states
January 14: Makar Sankranti and Pongal, in many states including Tamil Nadu, Andhra Pradesh, Gujarat
January 15: Thiruvalluvar Day Tamil Nadu and Tusu Puja Bank closed in West Bengal Assam.
January 16: Ujjawar Tirunal
January 19: Sunday
January 22: Imoin
January 23: Netaji Subhash Chandra Bose Jayanti
January 25: Fourth Saturday
January 26: Republic Day
January 30: Sonam Losar, Sikkim
Bank Closed: You can take help of these online services
During bank holidays, customers can use online services, because bank holidays have no effect on digital services like UPI, Mobile Banking, Internet Banking.
NET BANKING: You can use net banking through the bank’s website or mobile app. It provides facilities for money transfer, bill payment and balance check.
Unified Payments Interface: Unified Payments Interface (UPI) is a secure way to transfer money. You only have to use UPI apps like Google Pay, PhonePe, Paytm etc.
MOBILE BANKING: Through the bank’s mobile app on the smartphone, you can avail many services like fund transfer, mobile recharge, utility bill payment etc.
ATM USE: ATMs are always available to withdraw money, check balance and get mini statement. You can also use facilities like cardless cash withdrawal in ATM.
Customers are advised to check with their local bank branch about holidays before visiting the bank, as holidays vary from state to state in India.
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