ICICI Bank: There is big news for ICICI Bank customers. Millions of ICICI Bank customers will not be able to use the bank’s services for two days. The bank has already informed all its customers about this
ICICI Bank: There is big news for the customers of ICICI Bank. Crores of customers of ICICI Bank will not be able to use the bank’s service for two days. The bank has already informed all its customers about this. ICICI Bank will carry out pre-scheduled maintenance work in the bank from 11:55 pm on 14 December 2024 to 6:00 am on 15 December 2024. During this time, the RTGS i.e. Real Time Gross Settlement Service of the bank will be affected. The customers of the bank will not be able to use the service of RTGS during this time.
ICICI Bank customers can use this service during this time
ICICI Bank customers can use NEFT, IMPS and UPI service during this time through iMobile app or internet banking.
What is RTGS?
RTGS is a method of electronic fund transfer, which provides real-time and instant settlement of large payments between bank accounts.
What are the RTGS charges of the bank
There will be no charge on RTGS transactions done through online medium Internet Banking, iMobile Pay, Pockets App.
₹20 + GST will be charged on RTGS transactions from ₹2 lakh to ₹5 lakh from the bank branch.
A charge of ₹45 + GST will be applicable on transactions from ₹5 lakh to ₹10 lakh. Customers have been advised to complete their required RTGS transactions before this deadline.
ICICI Bank FD interest rate – on FDs up to Rs 3 crore
7 days to 29 days: For general public – 3.00 per cent; For senior citizens – 3.50 per cent
30 days to 45 days: For general public – 3.50 per cent; For senior citizens – 4.00 per cent
46 days to 60 days: For general public – 4.25 per cent; For senior citizens – 4.75 per cent
61 days to 90 days: For general public – 4.50 per cent; For senior citizens – 5.00 per cent
91 days to 184 days: For general public – 4.75 per cent; For senior citizens – 5.25 per cent
185 days to 270 days: For general public – 5.75 per cent; For senior citizens – 6.25 per cent
271 days to less than 1 year: General public – 6.00 per cent; Senior citizens – 6.50 per cent
One year to less than 15 months: 6.70 per cent; Senior citizens – 7.20 per cent
15 months to less than 18 months: General public – 7.25 per cent; Senior citizens – 7.80 per cent
18 months to 2 years: General public – 7.25 per cent; Senior citizens – 7.75 per cent
2 years 1 day to 5 years: General public – 7.00 per cent; Senior citizens – 7.50 per cent
5 years 1 day to 10 years: General public – 6.90 per cent; Senior citizens – 7.40 per cent.
5 years Tax Saving FD: 7 per cent; For senior citizens – 7.50 percent.
