Bank Locker: Locker facility is provided by the banks. In exchange for the facility of this locker, the bank also charges a fee from the people. At the same time, bank lockers are considered very safe, but many such cases have also come to the fore, in which only the goods kept in the bank locker have been stolen.
Banking Tips: Banks provide you many facilities. By opening an account in the bank, money can be deposited there. Apart from this, the facility of bank locker is also provided by the banks. Bank lockers are used to keep jewellery and valuables or important documents. But do you know who will be responsible if your jewelry is stolen from the bank locker? Will you be responsible or will the bank be responsible? Let’s know about it…
Bank locker
Locker facility is provided by the banks. In exchange for the facility of this locker, the bank also charges a fee from the people. At the same time, bank lockers are considered very safe, but many such cases have also come to the fore, in which only the goods kept in the bank locker have been stolen. In such a situation, tell that in some cases no one is responsible for the goods kept in the locker of the bank and in some cases it becomes the full responsibility of the bank.
banking
Actually, banks give you lockers on rent. The bank is not responsible for the theft of what is kept in that locker. In this regard, an agreement is also made with the locker keeper on behalf of the bank. It is also written in this agreement that if the bank goes out of control in case of natural disaster (rain, fire, earthquake, flood, lightning) or rebellion, war, riot, then in any such case the bank The Bank will not be responsible for any contents kept in the locker.
Agreement
It is written in this agreement that the bank is providing you the facility of locker and the bank will take care for the complete safety of the goods kept inside the locker. However, the bank is not responsible for what is kept in the locker. However, from January 2022, some rules were made for bank lockers through RBI. Under these rules, banks cannot say that they have no responsibility for the goods kept in the locker.
RBI Rules
According to the new rules of RBI, in case of theft, fraud, fire or building collapse, the bank will be responsible for the amount up to 100 times of the annual rent charged by the bank. Along with this, steps will have to be taken regarding more security. As per RBI rules, the bank will have to take all necessary steps for the security of the locker. On the other hand, whenever the locker of the customers is opened, its alert will have to be sent to the customers through e-mail or SMS through the bank.
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