Har Ghar LakhPati: State Bank of India has come up with a special RD scheme to meet future financial needs. This deposit scheme has been named Har Ghar Lakhpati.
Bank Special Scheme: State Bank has come up with a special RD scheme to meet the future financial needs of families of lower middle class and above income group. This deposit scheme has been named Har Ghar Lakhpati. Apart from this, SBI has also launched a new scheme named Patron for senior citizens above 80 years of age. Information about both these schemes was given through a press release on Friday.
Know about Har Ghar Lakhpati Yojana
Under the Har Ghar Lakhpati scheme, it has been designed for the customer to deposit an amount of one lakh or its multiples in a fixed time by depositing a specific amount. It has also been designed to inculcate the habit of saving in children from the beginning and to train them in financial planning.
Senior citizens above 80 years will get more interest
SBI Patron Scheme has been specially designed for the senior citizens. This fixed deposit scheme is for both new and old customers of SBI. According to SBI, the purpose of launching these schemes is to maintain its leadership in the market in terms of deposits through innovation. State Bank of India Chairman CS Shetty said that our aim is to create goal-based financial products, which not only increase our financial returns but also expand the dreams of the customers. We want to make it more and more effective by including more and more people in the scope of traditional banking. Along with this, we want to contribute to India’s journey of becoming a developed nation in 2047 by empowering every customer through innovation and technology.
SBI V-Care Deposit Scheme already launched
SBI V-Care Scheme for senior citizens has already been launched by State Bank. This deposit scheme has an interest rate of 7.5 percent for a period of five to 10 years. Similarly, in the SBI 444 days FD scheme, senior citizens are offered an interest rate of 7.75 percent. This scheme will be available only till March 31, 2025.
