Medical emergencies are usually unforeseen. They strike anyone, anytime, leaving the victim to deal with the hospital, pharmacy, and diagnostic bills. The spiraling cost does not help either. For that crucial period, everyone needs a financial backup plan, there are 2 ways to secure yourself either you can take Health insurance or you can go for a Health EMI card.
Bajaj health is one of the popular health card providing companies, which pays all healthcare expenses more effortlessly for you. It’s like any health card with a difference. The health card is a part of the comprehensive range of Bajaj Finserv healthcare solutions, including Video and Tele-Health Consultation, EMI Cards, Health scores, Care Plans, Health assistants, and more. The solutions are readily accessible via the Bajaj Finserv app. An offshoot of the Bajaj Group, Bajaj Finserv is India’s leading financial services company with a strong focus on asset and wealth management, lending, and insurance.
So, What is, Anyway?
Bajaj Finserv Health Card allows you to pay your medical expenses in no-cost EMIs. Call it a single payment solution for hospital, pharmacy, diagnostics, and preventive medical costs. Even dental care is covered. Like a credit card, it’s digital and can be activated upon application.
There’s a pre-approved limit, meaning you can spend a specified amount at one go. The Bajaj Finserv Health Card is acceptable in over 5,500 healthcare centres across 1,000 Indian cities for 800 plus treatments. That translates to comprehensive coverage nationwide.
How it Help?
The Bajaj Finserv Health Card is an advantage that you can’t let pass up. Here’s why.
- Everything Well Covered:
Healthcare needs vary, ranging from critical illness treatments to weight loss procedures, regular preventive checkups, and diagnostics. Your health card has to keep up with your unique healthcare needs. Bajaj Finserv Health Card does exactly that, providing 800 plus treatments. Dental care, vision care, weight management, hair transplant and stem cell banking, you name it. Preventive healthcare and diagnostic are covered, besides hospitalization expenses.
On the last count, Bajaj Finserv has over 5500 premier healthcare providers globally across 1000 plus cities in India. From multi-speciality healthcare centres, dental offices, pathology labs and hair treatment centres to stem cell providers and weight loss and wellness centres, all are on-network. The card can be used in a city other than the city where it was issued from. A Bajaj Finserv Health Card issued from Delhi can be used in a network hospital in Mumbai.
Even the most comprehensive of health insurances exclude some pre-existing conditions, including diabetics, cancers and more. Also, pathology, pregnancy and cosmetic procedures are left uncovered by health policies. On the contrary, the Bajaj Health card covers them all. No matter where you live or what type of care you are looking for, the Bajaj Finserv health card is all you need for comprehensive healthcare solutions across hospitals and cities India-wide. Also, the card covers the entire family, not just the cardholder alone.
- Convenient Repayment Schedule:
Planned or unplanned medical expenses can deplete your savings significantly. However, that’s not the case with Bajaj Finserv Health Card. The pre-approved limit is high, up to 4 lakhs, meaning all healthcare expenditures Bajaj Finserv Limited would bear up to 4 lakhs. The need to pay out-of-the-pocket for medical care is eliminated, a boon in a medical crisis.
You are required to repay the amount in easy, no-cost EMIs. Thanks to the 24-month tenor, you have plenty of time to repay. Shorter tenors can be opted for, should you wish to pay your dues early. Just get in touch with Bajaj Finserv to tailor the repayment schedule suiting your capacity.
- Easy Process:
Bajaj Health Card is all about convenience. There is no hassle of rushing to the ATM in the dead of night or calling up friends to raise cash for emergency hospitalization. Just visit the Bajaj Finserv network healthcare centre and get yourself treated for any listed treatment. The diagnosis, hospitalization, medication, rehabilitation and other bills can be paid with the health card. Handling medical bills was never so quick and convenient.
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- Great Savings:
An average Indian is required to spend INR 2,494 out of pocket for healthcare. Preventive checkups and pathological investigations together account for up to 75% of the total medical costs. The numbers are staggering, indicating how healthcare costs can be out of reach for many. With a Bajaj Finserv Health Card, however, the healthcare costs don’t hurt as much.
The card involves INR 707 as the joining fee. This is way less than what you spend for one family dinner in a decent restaurant. You have to pay the joining fee just once during card activation. Add to it the one-year complimentary personal insurance available with each purchase. You have plenty to save. Additional savings are readily available in limited-time offers, great discounts and lucrative specials offered by Bajaj Finserv network partners.
- Easy to Get:
Getting the Bajaj Health Card need not be a hassle. Feel free to apply for the card online, from the confines of your home or office. The existing Bajaj Finserv customer should do as follows:
- Download the Bajaj Finserv health App, available for free at Google Play Store.
- Visit the “My EMI Cards” section and click on the ‘Health EMI Card’ icon.
- Hit the “Apply Now” button.
- An application form would pop up, which needs to be carefully filled.
- The system generates an OTP and relays it to you on your registered number.
- Type in the OTP to access your pre-approved offer
- Make a payment of INR 707 via a secure payment gateway. Your card would be activated instantly upon receiving the amount.
- Finally, the Bajaj health card can be accessed via Bajaj Finserv Wallet App.
The process is equally efficient and hassle-free for new Bajaj Finserv customers. Just visit any partner store, clinic, hospital or medical centre to avail the Bajaj Finserv Health Card.
Note that no documentation is required whatsoever. So, you can breathe easy.
