When the usefulness of Aadhaar has increased so much, the risk of fraud has increased.
In the last few years, the utility of Aadhaar card has increased significantly. Even if a tax return has to be filed, the Aadhaar number has also been made necessary for that. Returns cannot be filed without this. Apart from this, it is needed in all important financial works, including opening bank accounts, taking advantage of government schemes. If you go to buy a mobile SIM, then it is also needed. With the help of Aadhaar, now money is also being withdrawn.
When the usefulness of Aadhaar has increased so much, the risk of fraud has increased. In such a situation, some questions will arise in your mind, about which information is important. Question- If a fraud gets a copy of your Aadhaar card, can he open a bank account in your name and who will get the loss? Answer – Aadhaar is required in opening a bank account. Banks take special care of such things during the KYC process. Despite this, if a fraud opens a bank account on your Aadhaar card, then it will not cause any trouble to the Aadhaar holder. This responsibility will be with the bank and even if any financial loss is done, it will be the case of the bank. However, no such case has come to light yet.
If Aadhar card is shared by a service provider, can it be misused?
As mentioned earlier, the Aadhaar card is needed in most places. In such a situation, you can share your Aadhaar with service providers. No one can be harmed with the help of Aadhaar number only.
Question- Can bank account details be found with the help of Aadhaar?
The bank does not share information about its customers with anyone. In such a situation, bank account information cannot be obtained with the help of your Aadhaar number. Even UIDAI does not have information of bank account linked to Aadhaar.
If a fraudster gets an Aadhaar card, can he withdraw money from the Aadhaar card linked account?
Only after getting the information of the Aadhar card, neither the bank account linked to it will be known nor will it be able to conduct transactions. An account holder sign is required to withdraw money from the bank. Aadhaar linked service requires OTP.