Check Credit Card Balance Credit card balance is basically the total amount left after deducting expenses from the credit limit. As you make purchases with your credit card, your credit card balance decreases and as you pay your credit card bills, your credit card balance increases.
New Delhi. Nowadays, almost all working people use credit cards. After making a purchase with a credit card, we wait for its statement to arrive. In this article we have mentioned the methods through which you can check your credit card balance. These methods are quite easy and you can check it from your mobile phone itself.
What is credit card balance?
Credit card balance is basically the total amount left after deducting expenses from the credit limit. As you make purchases with your credit card, your credit card balance decreases, and as you pay your credit card bills, your credit card balance increases. This can be easily checked by doing credit card balance enquiry.
How to check credit card balance
Internet Banking- With the increasing technology, every bank has the option of net banking service for its customers. You can log in to your bank’s internet banking portal using your credentials. Once you are logged in to the portal, you need to go to ‘My Account’ section and click on ‘Credit Card Balance’.
Mobile Application- The easiest way to check your credit card balance is to use the bank’s mobile application. If you have activated your Internet Banking, you can simply log in to your account on different mobile devices and check your credit card balance with one touch.
Mobile SMS – If you have subscribed for transaction alerts via SMS, your bank will notify you to check credit card balance on the registered mobile number whenever you make any transaction using your credit card. . Therefore, you should keep an eye on your SMS to know your credit card outstanding.
Customer Service- Using the customer support services of your bank, you can contact the officials and ask for the minimum balance details of your credit card. The customer support executive will ask you for an authentication PIN for the purpose of verification of your identity. Customer support staff is available 24*7 for your convenience.
Monthly Credit Card Statement – Every bank/credit card issuer sends credit card statement to its customers on a monthly basis. This statement is generated on the customer’s email or residential address at the end of each billing cycle (only if you have subscribed for hard copy). Most issuers send password-saved documents that only the cardholder can access and no one else.
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