Like other diseases, now corona can also be given cashless treatment. For this, IRDA has issued instructions to hospitals and insurance companies.
Insurance Regulatory and Development Authority IRDAI (IRDAI) has made a big announcement to provide relief to the corona victims. Now they can avail the facility of cashless treatment for corona like other diseases. For this, IRDA has also asked hospitals under the network of insurance companies to treat corona in a cashless manner.
For this, IRDA has also issued guidelines. According to this, if a hospital is providing cashless treatment to a patient in all diseases, then he will have to provide the same facility in Corona. This decision of IRDA will provide relief to those who have got health insurance and want to treat Corona under their medical insurance in a cashless manner.
Don’t forget to check the claim settlement ratio
Before taking an insurance policy, it is very important to know what diseases are covered in it. For this, check the list of health insurance scheme. Apart from this, check the claim settlement ratio of the insurance company. With this, you will know how many people have paid the treatment expenses so far. With this, you will get the benefit if you need it.
Rules changed to protect against fraud
These days people are being cheated by fakecalling or messaging people in the name of insurance. In such a situation, the insurance sector regulator IRDAI has recently changed the rules to protect the insured from fraud. Under this, all insurance companies will now have to register their message format with the telecom service providers. Insurance companies will have a unique template, through which customers will be able to identify the real message. Through this template, customers will be able to know whether the message sent to you is from the insurance company or is fake.