We’ve highlighted some of the cards that offer the most domestic and international lounge access at low annual fees with no spend-based terms. Additionally, some super-premium credit cards offer unlimited lounge access to primary and add-on card customers.
SBI Elite Credit Card
SBI Elite Credit Card is one of the best credit cards in India. It provides many types of benefits in different categories. This is a great option for domestic and international lounge access. Also, this card offers more rewards and charges a lower foreign currency mark-up fee of 1.99%. However, the annual fee of the card is Rs 4,999. Is. But if you use the card well, you can also offset the annual fee.
Joining Fee: Rs 4,999.
Annual Fee: Rs 4,999
Lounge Access Information:
- $99 complimentary Priority Pass membership
- 6 complimentary international lounge visits (maximum 2 visits every 3 months)
- 2 complimentary lounge visits every 3 months
Other Features:
- Rs 5,000 Welcome Gift Voucher of
- Complementary Club Vistara Membership
- 5x rewards on spending on dining, grocery and departmental stores
- Rs 6,000 every year. free movie tickets till
- Up to 50,000 bonus reward points in a year
HDFC Diners Club Privilege Credit Card
Like HDFC Regalia, HDFC Diners Club Privilege Credit Card offers benefits across multiple categories like shopping, travel etc. If you want to get a credit card that has low annual fee but offers lots of rewards and lounge access, then you can apply for this credit card.
Joining Fee: Rs 2,500.
Annual Fee: Rs 2,500 (Next year’s fees waived off on spending Rs 3 lakh in a year)
Lounge Access Information:
- Lounge access at over 1,000 airports in India and around the world
- 12 complimentary airport lounge visits (domestic and international) a year
- Free visit facility for add-on card customers
Other Features:
- Free annual membership of Amazon Prime, MMT Black, Times Prime and Dineout Passport
- On achieving monthly spending milestones you will be given benefits like Ola Cabs, TataCLiQ, Vouchers for BookMyShow, Cult.Fit Live.
- Rs 150 per item on all categories. 4 reward points on spending
- Get 2x rewards on Weekend Dining and up to 10x rewards on SmartBuy
- 2 complimentary golf games every three months at premier golf courses around the world
Axis Bank Select Credit Card
Axis Bank Select Credit Card is a lifestyle card that offers benefits on movies, grocery, dining and more. Through this, customers get attractive reward points on every shopping. Bonus points are also given on reaching spending milestones. However, its annual fee is relatively low among cards that offer international lounge access. Rs 3,000 on this card. An annual fee of $100 (free for Burgundy customers) is charged. Other features of this card are as follows:
Joining Fee: Rs 3,000. (zero for Burgundy customers)
Annual Fee: Rs 3,000
Lounge Access Information:
- Complementary Priority Pass Membership
- 6 complimentary international lounge visits a year
- 2 complimentary domestic lounge visits every three months
Other Features:
- Rs 2,000 on first transaction within 90 days. Amazon Voucher of
- Rs 2,000 off from BigBasket. 20% discount on purchases up to Rs. 500 (maximum Rs. 500 per month)
- 40% Off (Upto Rs. 200) on Swiggy
- 10 Axis EDGE Reward Points per Rs.200 , 2x reward points on retail
- 6 complimentary golf rounds a year
SBI Prime Credit Card
SBI Card Prime is one of the best airport lounge access credit cards in India that offers domestic and international lounge access. You can avail this credit per Rs 100. You can get 10 reward points on spending. Rs 2,999 on this credit card. An annual fee of Rs. Additionally, it offers many travel benefits like complimentary Club Vistara Silver Membership, Trident Privilege Red Tier Membership. Attractive milestone benefits are also provided on this card.
Joining Fee: Rs 2,999.
Annual Fee: Rs 2,999 (Annual fee waived on spending Rs 3 lakh in a year)
Lounge Access Information:
- 4 complimentary International Priority Pass lounge visits (maximum 2 visits every three months)
- 8 complimentary domestic lounge visits a year (2 visits every three months)
Other Features:
- Rs 3,000 off from partner brands. E-Gift Voucher up to Rs.
- Per Rs 100 2 reward points on spending
- Per Rs 100 spent on dining, grocery, departmental stores and movies. 10 reward points on
- Rs 50,000 in three months. Rs 1,000 on spend. Pizza Hut Voucher of Rs.
- Rs 5 lakh in a year. On expenditure, Rs 7,000. Travel and Pantaloons Vouchers worth Rs.
HDFC Regalia Gold Credit Card
HDFC Regalia First Credit Card also offers travel, shopping and dining benefits along with lounge access to both primary and add-on cardholders. Apart from this, customers can get many reward points on every spend. They can redeem these reward points for flights, hotel bookings or convert them into air miles. The card charges a foreign currency mark-up fee of 2%, which is 3.5% on most cards. Other features of this card are as follows, making it a credit card with international lounge access:
Joining Fee: Rs 2,500.
Annual Fee: Rs 2,500 (Annual fee waived on spending Rs 4 lakh in a year)
Lounge Access Information:
Priority Pass outside India (Primary and Add-on Card Members) on minimum 4 card transactions 6 complimentary airport lounge visits per year
2 complimentary airport lounge visits per year in India
Other Features:
- Rs 1 lakh within 90 days of taking the card. Supplementary Club Vistara Silver Tire and MMT Black membership on spending
- On payment of joining fee Rs 2,500. Gift Voucher of
- Rs 150 including insurance, utility and education. 4 reward points on retail spending
- Rs.150 off from Myntra, Marks & Spencer, Reliance Digital and Nykaa. 20 Reward Points on purchases worth Rs.
- 20% off on ordering from Swiggy Dineout
- Rs 1.5 lakh per quarter from Myntra, Marks & Spencer or Reliance Digital. Rs 1,500 spent. Gift Voucher of
- Rs 5 lakh to Rs 7.5 lakh. Rs 5,000 on annual expenditure. Get flight voucher for Rs.
Super-premier credit card for unlimited-free airport lounge access
| Credit Card | annual fees | lounge access |
| HDFC Diners Club Black Credit Card | ₹10,000 | Unlimited lounge access in over 800 airports around the world |
| Axis Bank Reserve Credit Card | ₹50,000 | Unlimited international lounge access and unlimited domestic lounge visits for primary and add-on credit card customers under the Priority Pass program |
| HDFC Infinia Credit Card | ₹10,000 | Unlimited lounge access at over 1,000 airports for primary and add-on card customers under Priority Pass membership |
| ICICI Emerald Credit Card | ₹12,000 | Unlimited international airport lounge access as part of the DreamFolks and DragonPass programs, as well as domestic lounge visits via provider. |
| Axis Magnus Credit Card | ₹10,000 | Free international airport lounge visits with Priority Pass which includes 8 guest visits and unlimited domestic lounge visits per year. |
Credit cards with low annual fees for domestic lounge access
| Credit Card | annual fees | lounge access |
| HDFC Millennia Credit Card | ₹1,000 | 8 complimentary domestic lounge visits per year |
| Flipkart Axis Bank Credit Card | ₹500 | 4 complimentary domestic lounge visits per year |
| Axis Ace Credit Card | ₹499 | 4 complimentary domestic lounge visits per year |
| Kotak Mojo Platinum Credit Card | ₹1,000 | 8 complimentary airport lounge access in both domestic and international terminals in 3 months (2 visits every 3 months) |
| YES Prosperity Edge Credit Card | ₹399 | 1 complimentary domestic airport lounge visit every three months |
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