Credit Card: Many banks are providing such entry level cards on which many benefits including cashback and reward points are being given.
If you are going to take a credit card for the first time then this news is for you. Today, there are many entry level credit cards which offer many benefits including low annual fees, reward points and cashback.
Amazon Pay ICICI Credit Card
A major advantage of Amazon Pay ICICI Credit Card is that no annual fee is charged by the company on it. This is a life time free credit card. In this, Prime Amazon members are given 5 percent cashback on purchases. At the same time, 3 percent cashback is given to non-prime members. On spending money through this, one percent discount in fuel surcharge is also available.
SBI Simply Click Credit Card
SBI Simply Click Credit Card has an annual fee of Rs 499. On taking this card, an amount equal to the joining fee i.e. Rs 500 Amazon voucher is given. If you spend more than Rs 1 lakh in a financial year, the annual fee will be waived. In this, for every Rs 100 spent, you get one reward point, whose value is Rs 0.25.
Swiggy hdfc credit card
Swiggy HDFC Credit Card is a co-branded credit card. Its annual fee is Rs 500. In this, you get 10 percent cashback (maximum Rs 1500) on ordering food from Swiggy. If you spend more than Rs 2 lakh in a year then the annual fee will be waived.
IndianOil Axis Bank Credit Card
Indian Oil is an Axis Bank co-branded credit card. You get cashback up to Rs 250 on filling fuel within 30 days of card issuance. You get the benefit of 5 reward points on every Rs 100 spent.