In case of loss of credit card, people often consider it as a minor incident and apply for another card. But the loss of the card should not be taken lightly as it can be misused.
Often the credit card can also be lost or stolen somewhere along with the wallet. When this happens, people often consider it a small incident and apply for another card. But according to experts, it should not be taken lightly when this happens. You should block the card immediately by contacting the concerned bank. In the bank, you will have to give information about the date of theft or loss of the credit card. Along with this, the bank can also take information about the date and amount of the last transaction from you, so these should be remembered.Also Read:IRCTC will conduct Bharat Darshan, with roaming in these six places, you will get the facility to stay and eat for free
You can also block from mobile app
In case the card is stolen or lost, you can also block it yourself through the mobile app. If there is an app of the bank of the card in your mobile, then there is a facility to block the card in it and you can use it. If the card is not blocked from the mobile, then block it through that bank.Also Read:Ticket to London: You will be shocked to hear the price of London air tickets! DGCA in Action
Bank will issue new card
The card is blocked after the request for blocking in the bank. After this, the Aadhaar bank issues you a new card on the same account and you continue to get the facility of transaction.Also Read:Bad News! Now 18% GST will be levied on gifts and cashback vouchers, see the new rule
Update the information if the address has changed
If you have changed the house or city, then the new address should be updated. In case the address is not updated, the delivery of the credit card will be done at the old address and in this case your card can be returned. If the card is returned, paperwork has to be done to get it again. If the address is not updated, the card information can also go into the wrong hands.Also Read:How to Open Your Fixed Deposit Account Online in SBI Bank, Learn Step-by-Step Method
Don’t give information to everyone over the phone
If you lose your card, keep in mind that you don’t have to give your bank account details when you get a call from everyone. Cyber criminals can take advantage of such an opportunity to take personal information from you. So be careful. Also, do not reply to any email asking for personal banking information.Also Read:SBI Customers: It is necessary to link Aadhar with PAN by 30th September, check whether or not
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