Credit Card: Credit card is a card in the form of plastic or metal, which is issued by a bank or financial institution. This is a very expensive loan, but at present people are considering it as a very profitable deal.
One reason why people consider it a profitable deal is that even when you do not have money in your pocket, you can still make your payment through credit card. You can also fulfill your needs. You can also repay your loan amount without interest during the grace period. One reason for the increase in credit card usage at this time is that you get many types of discounts on credit cards. With which you can do economical shopping.
This is the reason why credit cards have become so popular among people for some time now. With the increase in the use of credit cards on a large scale, cases of fraud have also started increasing. In such a situation, the credit card user needs to be a little cautious. If you remain alert, you will be able to avoid any kind of major loss. Let us know how to keep your credit card safe.
Credit card transactions
The most important thing is to keep an eye on your credit card transactions. With this you will be aware of when and where you have used it. If you keep an eye on your credit card transactions, you will immediately come to know about the unknown transactions done by your card, so that you can also file a report on it.
Do not share any credit card related information online
Avoid sharing any information related to your credit card like credit card number, expiry date or CVV number online. Do not share it even with any messaging app. Pay special attention to the fact that do not submit your credit card statement online, because this increases the risk of fraud.
Shopping
Those people who use their credit cards while shopping online, they should always use their credit cards only on a trusted website. While doing transactions, take special care to use card tokenization.
Be sure to change the password of the apps
If you shop through apps, then always keep changing the passwords of those apps. By doing this the risk of your data getting leaked will be less. Try to keep your credit card safe so that it is protected from theft. If your credit card gets stolen for some reason, get it blocked immediately.
Be sure to fix the credit card limit.
When you take a credit card from any bank, there is also a limit option given to control it. To avoid fraud, you must decide the limit of your credit card. Along with this, you can also turn off international payment. Always save the customer care number of the credit card bank in your phone. So that in case of any kind of fraud, immediate help can be taken.
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