Credit Card Bill Pay If the credit card bill is not paid on time, then penalty is also imposed and this penalty can also affect your pocket. In such a situation, people using credit cards should also be aware of credit card charges etc.
New Delhi: Unified Payments Interface (UPI) is one of the most common modes of payment and transactions in the country these days. From small vendors to big showrooms, restaurants and e-commerce platforms also work on this payment method.
Generally users are able to make payments through their savings account with the help of UPI. While UPI apps like GPay and Paytm allow their users to add credit cards and make UPI payments, let us see how to link credit cards with UPI.
Which banks’ credit cards can be linked
Currently, UPI payments through credit cards are only through RuPay cards issued by banks. Also, not all banks are currently offering RuPay credit cards. In such a situation, first of all it is necessary to know whether your credit card can be linked or not? For your information, let me tell you that Axis Bank, Bank of Barod, Canara Bank, HDFC Bank, Indian Bank, Kotak Mahindra, Punjab National Bank, Union Bank and SBI will be able to link RuPay credit cards with UPI.
How to link credit card with UPI
To link your credit card with UPI, you must first have a car card from any of the banks mentioned above. Apart from this, you will need an active UPI account on apps like GPay or Paytm, active RuPay, a credit card and active mobile number which is registered with the card. Now you will be able to link the credit card by following the steps given below.
GPay
Open – Tap on Profile icon – Tap on RuPay Credit Card option – Select bank – Search and verify card
Paytm
Open – UPI & Payment Settings – Scroll down – Link Rupay Credit Card on Paytm UPI – Select Bank – Search & Verify Card
PhonePe
Open – Profile Icon – Link RuPay Credit Card on UPI – Select Bank – Search and Verify Card
BHIM
Open – Tap on Bank Account at the top – Tap on the ‘+’ icon at the bottom right – Select Credit Card option – Select Bank – Search and verify card
