IRCTC: Such credit cards are offered by many banks, in which benefits like cashback, discount and lounge access are given.
Railways is used by every person to travel anywhere. Railway ticket prices are determined by the government. For this reason, no discount is available on it, but in today’s time many such credit cards have come with the help of which one can avail the facilities like cashback, discount, free railway lounge access on railway ticket booking. Are.
IRCTC HDFC Bank Credit Card
On IRCTC HDFC Bank Credit Card, you get the benefit of 5 reward points on every Rs 100 spent on booking through IRCTC website and Rail Connect app. Apart from this, one gets reward points for every Rs 100 spent on other things.
There is an additional cashback of 5 percent on booking tickets through HDFC Bank Smart Buy. Along with this, access to 8 complimentary IRCTC Executive Lounges is available. However, one can access complimentary lounge only twice in a quarter. The joining fee of this card is Rs 500. Whereas, the renewable fee is Rs 500 plus tax. If you spend more than Rs 1,50,000 in a year, the renewal fee will be waived off.
IRCTC BOB Rupay Credit Card
This credit card of Bank of Baroda also offers many benefits. If you make a transaction of Rs 1000 or more within 45 days of the issuance of this credit card, you get 1000 single bonus reward points. Apart from this, you get the benefit of 2 reward points for every Rs 100 spent on booking tickets through IRCTC website and mobile app. Its joining fee is Rs 500 and annual and renewable fee is Rs 350.
IRCTC SBI Platinum Card
Through this credit card, attractive reward points are available on purchasing AC1, AC2, AC3 and Executive Chair Car and Chair Car tickets through IRCTC’s mobile app. Apart from this, one reward point is available for every Rs 125 spent. Along with this, 4 complimentary lines of access are available every year.
