Top Credit Cards Online: It is a bit difficult for the first time users to manage the credit card. But today we will tell about the credit card which is considered to be the first time users friendly.
Best Credit Cards in India: In this era of inflation, credit card has become one of the most important needs. Especially for those who have recently started their career. If you are a novice and have just started earning, then credit card works like a budget. Because it can help in managing the financial situation.
Credit card also helps in maintaining cash flow. However, it is a bit difficult for first time users to manage the credit card. But today we will tell you about those credit cards which are considered first time user friendly. There are some credit cards on which cashback and reward coupon offers are always available.
ICICI Amazon Pay Credit Card
This credit card is a co-branded card of ICICI and Amazon which is all time free. This card gives you 5% unlimited cash-back for all expenses on Amazon as an Amazon Prime member. If you are not a Prime member then you will get 3% cashback. This cashback is credited to your Amazon Pay wallet. The cashback deposited in the wallet can be used to spend from Amazon Pay wallet.
SBI Cashback Card
This card is considered better than ICICI Amazon Pay Card but this card will come with a joining fee of 999 plus GST. The renewal fee remains the same but you get a discount on spending ₹ 2 lakh in a year. The basic of this card is very simple. It will give you 5% flat cashback on all online expenses. Maximum cashback of 5000 will be available in one statement.
IndusInd Tiger Credit Card
This is a co-branded card between IndusInd Bank and Tiger Fintech which is all time free. This card also gives you 2 domestic lounge access in three months and 2 international lounge access annually. Not only this, but it is also a good card for overseas expenses as the foreign exchange markup fee is only 1.5% plus GST.
American Express Membership Rewards Card
To get this card, you have to pay Rs 1,000 for the first time and Rs 3500 for renewal. If you get the card through referral then the renewal fee is less than Rs 1,500 per year. If you spend Rs 1.5 lakh in a year then the renewal fee is completely waived and if you spend Rs 90,000 then 50% discount is given. You will get 1 reward point for every Rs 50 spent with this card.
