Which is better atm card or debit card for women: You must be using debit card i.e. ATM card. Do you also get confused after seeing all the banking advertisements as to which debit card is best for your needs? If yes, then read this article and know such things related to debit card which are very useful for women users. And, will help them choose the best debit card for themselves….
How to choose a debit card?: As you know that debit card i.e. ATM is linked to your savings or current account. But do you know that many financial institutions and banks in the country also offer special types of debit cards for women, keeping in mind their spending patterns. You may not be aware about this, let us tell you today about selected debit cards of the country. You should choose the best debit card based on your needs and the discounts available. Apart from these, debit cards like RBL Bank Woman’s First Debit Card, ICICI Bank Womens Debit Card are also available in the market. You are advised to know and understand the features of debit cards of other banks other than these cards. Choose the right one as per your needs.
Do you know what a debit card is…
You can buy goods and services with debit card. You can withdraw cash from your account through any ATM machine. You can make cashless payments on shopping etc. Visa, MasterCard and RuPay debit cards are in use in India. Whenever you make payment through this card, you use PIN which is a secret code which is known only to you, it is advised not to share it with anyone. Your transaction is possible only after entering this PIN. Many banks issue debit cards equipped with special features for women. We are going to tell about four cards here. ,
HDFC EasyShop Women’s Advantage Debit Card
This debit card of HDFC is attached to your savings and current account. You will get 1 cashback point for every Rs 200 spent on telecom, utilities, grocery and supermarkets, restaurants and clothing shopping, entertainment. Cashback points can be redeemed in multiples of 100 through net banking. Cash back points will be available only on MCC (Merchant Category Code). Cashback points earned must be used within the next 12 months. Minimum of 100 points must be accumulated to redeem. Login through netbanking and go to debit card section to avail reward points. You will get 50% discount on locker charges for the first year and in case of death during air/road/rail travel, you will get a death cover of Rs 5 lakh. Apart from this, many special features and benefits are also available.
RuPay Women’s Debit Card
IDBI’s Rupay Women’s Debit Card has a one-day cash withdrawal limit and purchase limit at POS of Rs 40,000. You get 2 loyalty points for every Rs 100 spent. Rupay Platinum Chip Debit Card holders get 2 free visits to the airport lounge in three months. You can use platinum chip debit card to buy travel or movie tickets, pay your bills etc. Apart from the insurance cover of Rs 1 lakh, you also get an insurance cover if your card is lost or stolen. Such as Personal Accident Cover (only in case of death) – Rs 5 lakh, Loss of checked baggage – Rs 50,000, Purchase Protection Rs 20,000 (for 90 days), Fire and theft of household goods – Insurance cover of Rs 50,000 is available.
RuPay Empower Her Debit Card
RuPay Empower Her Debit Card from Union Bank of India is also a popular debit card. It comes in platinum category. In this, the daily withdrawal limit from ATM is Rs 75,000. Whereas, the daily purchase limit from any POS and e-com is Rs 1,50,000. Total transaction you can make in a day is Rs 2,25,000
Can do Rs. You can get more information about some other benefits available on Rupay card by logging in to this address – https://www.rupay.co.in/ Talking about the insurance available on this card, the primary card holder Personal accident insurance for card holder is Rs 2 lakh, secondary card holder is Rs 1 lakh and air accidental insurance is Rs 5 lakh. There is an annual fee of Rs 300 on which GST will be charged separately.
