Under the Mahila Samman Savings Certificate Scheme, you cannot deposit more than Rs 2 lakh. Even if you deposit Rs 2 lakh, you will get 7.5 percent interest on this amount. Accordingly, on maturity, your wife will get a total of Rs 2,32,044.00.
Best saving schemes for Women: The central government is running many types of savings schemes for different sections of the country. In this episode, the central government is also running some special schemes for women, in which huge interest can be earned by investing. If you are married then you can also take advantage of this scheme. Yes, we are talking about Mahila Samman Savings Certificate (MSSC). Let us tell you that PM Narendra Modi’s government started this scheme in the year 2023. Only women’s accounts can be opened under this scheme.
Minimum Rs 1000 and maximum Rs 2 lakh can be deposited
7.5 percent interest is being given on MSSC. Under this scheme, you can deposit a minimum of Rs 1000 and a maximum of Rs 2 lakh. This scheme matures in 2 years. However, you can withdraw 40 percent of the eligible balance after 1 year from the date of opening the account. Under this scheme, you can open a Mahila Samman Savings Certificate account in the name of your wife in any bank or post office.
Deposit ₹2 lakh and get guaranteed interest of ₹32,000
Under the Mahila Samman Savings Certificate Scheme, you cannot deposit more than Rs 2 lakh. If you deposit even Rs 2 lakh, you will get 7.5 percent interest on this amount. According to this, your wife will get a total of Rs 2,32,044.00 on maturity. That is, your wife will get a total interest of Rs 32,044 on a deposit of Rs 2 lakh.
Account can be opened in the name of daughter or mother
If you are not married yet, then you can also invest in Mahila Samman Savings Certificate Scheme in the name of your mother. Not only this, if you have a daughter, you can also invest in her name.
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