If you are a PF account holder, then you must have information about EPF benefits. So that you can get all the facilities from time to time. In today’s post of EPF Benefits In Hindi, we are going to give you information about more than 25 benefits available to PF account holders and all these EPF benefits are going to be very useful for you.
What is EPF?
Friends, before we talk about EPF Benefits, we need to know how Epf yojana kya hai works and who benefits from it. Friends also know the full form of PF i.e. the full name of Provident Fund and also by the name of EPF. The full name of EPF is Employee Provident Fund. It is a government run scheme which is looked after by the Employee Provident Fund Organization. Under this scheme, employees working in such organization sector, such organization, company comes where 20 or more employees work.
Employees who have an account with PF. 12% of the basic salary (basic + DA) from his salary is deposited in the EPF account of the deducted and the same amount of money ie 12% of the employee’s EPF account is also deposited by the employer of that employee. Of which 8.33% of the money is in EPFO’s EPS (Employee Pension Scheme) account. And the remaining 3.67% of the money is deposited in the EPF account itself.
Benefits from PF Account!
Friends, if you have a PF account, then before knowing the EPF benefits, you give information about the three types of accounts under EPFO on behalf of EPFO Employees Provident Fund Organization. However, it is also EPF Benefits in a way.
EPF AACOUNT – In this account 3.67% of the 12% deducted from your salary and 12% deposited by the employer, which you, your job has been 2 months since the retirement, anytime, after leaving the job. One can withdraw as advance or keep the job running as per the rules.
EPS ACCOUNT – In EPFO’s EPS (employee pension scheme) account, 8.33% of the 12% of the money deposited by the employer in the employee’s account is deposited, which the employee completed in the job position of more than 6 months and less than ten years. Can be removed. And if the employee continues to contribute to this account for more than 10 years, then after the age of 58 years and in some cases after 50, the employee gets the pension as per the EPS Pension Calculation which is more than the minimum of Rs 1000 / -. It only happens. Because since 2014, the government has announced a minimum of Rs.1000 / – even for those whose pension becomes less than Rs.1000 / -.
EDLI Account – This is a kind of employee’s insurance, it is called employee deposit linked insurance. Employees who have a PF account get the benefit of EDLI automatically. If an employee dies due to some reason during his job, then his family is provided insurance cover up to Rs 7 lakh. And the good thing about EDLI is that for this, the employee does not have to deduct any money from his pocket.
