EPFO: Most employees are waiting for the interest on their PF account. There are four ways to check the PF account balance. Employees can withdraw money from their PF account at the time of retirement or in some situations like building a house, medical emergency, marriage etc. Here we are telling you how you can check your PF balance.
EPFO: Most employees are waiting for the interest on their PF account. There are four ways to check the balance of their PF account. Employees can withdraw money from their PF account at the time of retirement or in some situations like building a house, medical emergency, marriage. Here we are telling you how you can check your PF balance. Also, how you can withdraw your PF balance. If you are a salaried employee, then your Provident Fund (PF) is most important for your financial future. This is a government savings scheme in which both the company or employer and the employee contribute a fixed amount.
What is Provident Fund (PF)?
Provident Fund is a long term savings scheme. This scheme is run by the Employees’ Provident Fund Organization (EPFO). Both the employee and the employer deposit a fixed amount of salary in the EPF account. By doing this, a large fund is created at the time of retirement.
Ways to check PF balance
1. Checking PF balance from EPFO portal
Step 1: Activate your UAN
Visit the official website of EPFO.
Select ‘Member UAN/Online Service’ in the ‘For Employees’ section.
Click on ‘Activate UAN’.
Fill in your UAN, mobile number and PF member ID.
Activate UAN by following the instructions.
Step 2: Login
Go to the ‘Member UAN/Online Services’ screen.
Log in by entering your UAN, password and captcha.
Step 3: View balance
Click on the ‘View’ tab.
Select ‘Passbook’.
Your PF passbook will display the balance and transaction details.
2. Check PF balance with UMANG app
The UMANG app is a government platform through which you can avail EPFO related services.
Step 1: Go to the home screen of the app and type ‘EPFO’ in the search bar.
Step 2: Select EPFO services.
Step 3: Click on the ‘View Passbook’ or ‘PF Balance’ option.
Step 4: Enter your UAN and submit.
Step 5: Now you can view your PF balance, transaction history and other details.
3. Check balance through SMS and missed call
Through SMS:
Send ‘EPFOHO UAN’ to 7738299899 from your registered mobile number.
Through missed call:
Give a missed call to 011-22901406 from your registered mobile number.
How to check PF balance?
Rules for withdrawing money from PF – Employees can withdraw money in these situations
After retirement.
For buying a house, medical treatment or higher education.
If unemployed for more than two months.
Step-by-step guide for PF withdrawal
Step 1: Log in to the EPFO portal.
Step 2: Go to the ‘Online Services’ tab and select ‘Claim (Form-31, 19 & 10C)’.
Step 3: Enter the last 4 digits of your bank account and click on ‘Verify’.
Step 4: Click on ‘Proceed For Online Claim’ and select the withdrawal type.
Step 5: Fill in all the required details and upload documents if required.
Step 6: Submit the form. After the complete process of PF withdrawal, the money will be transferred to your bank account within 10-20 days.
