Bank FD Rates reduce: HDFC Bank on May 29, 2023 introduced special edition fixed deposits (FDs) for its customers, which offer higher interest rates. Under the Special Edition Fixed Deposit, the bank offers 7.20 percent interest on 35 month fixed deposits and 7.25 percent interest on 55 month fixed deposits. Senior citizens will get an additional 0.5% on similar terms.
HDFC Bank Fixed Deposit Interest Rates HDFC Bank currently offers 3 percent interest rate on fixed deposits maturing in 7 to 29 days. Items between 30 to 45 days will receive 3.50 percent interest, and 46 days to at least six months will receive 4.50 percent interest.
| Tenure | Interest Rate (per annum) | **Senior Citizen Rates (per annum) |
| 7 – 14 days | 3.00% | 3.50% |
| 15 – 29 days | 3.00% | 3.50% |
| 30 – 45 days | 3.50% | 4.00% |
| 46 – 60 days | 4.50% | 5.00% |
| 61 – 89 days | 4.50% | 5.00% |
| 90 days < = 6 months | 4.50% | 5.00% |
| 6 months 1 days < = 9 months | 5.75% | 6.25% |
| 9 months 1 day to < 1 year | 6.00% | 6.50% |
| 1 year to < 15 months | 6.60% | 7.10% |
| 15 months to < 18 months | 7.10% | 7.60% |
| 18 months to < 21 months | 7.00% | 7.50% |
| 21 months – 2 years | 7.00% | 7.50% |
| 2 Years 1 day to < 2 Year 11 Months | 7.00% | 7.50% |
| 2 Years 11 Months – 35 Months | 7.20% | 7.70% |
| 2 Years 11 Months 1 day < = 3 Year | 7.00% | 7.50% |
| 3 Years 1 day to < 4 Years 7 Months | 7.00% | 7.50% |
| 4 Year 7 Months – 55 months | 7.25% | 7.75% |
| 4 Year 7 Months 1 day < = 5 Years | 7.00% | 7.50% |
| 5 Years 1 day – 10 Years | 7.00% | 7.75%* |
HDFC Bank Recurring Deposit Interest Rates HDFC Bank offers interest rates ranging from 4.50% to 7.10% for tenures ranging from 6 months to 120 months. Special edition fixed deposit rates of 33 months and 55 months are not applicable for RD bookings.
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