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HomePersonal FinanceGet Rs. 1,30,000/- through Your PMJDY Account, Check Online Process

Get Rs. 1,30,000/- through Your PMJDY Account, Check Online Process

Government has been working on many schemes for the upliftment of common people. Pradhan Mantri Jan Dhan Yojana is one amongst those important initiative taken by the Modi government to empower citizens financially.



However, if you feel that the Pradhan Mantri Jan Dhan Yojana is only for opening zero balance account, then you are wrong. Under Pradhan Mantri Jan Dhan Yojana, many facilities are being made available to account holders. Not only this, but financial benefits are being provided to the account holders as well as financial assistance.

Let’s know about the benefits you can get by opening an account under Pradhan Mantri Jan Dhan Yojana. With this, you will know the process of opening an account in the scheme.

Benefit of Rs. 1.30 lakh is available under PM Jan Dhan Yojana.

Under the Pradhan Mantri Jan Dhan Yojana, you can avail lots of benefits. ‌Accidental and insurance cover is being provided to the account holders. Overall, the benefit of Rs 1.30 lakh is being provided to the Jan Dhan Yojana account holder in insurance cover.

This is because Accidental insurance cover up to ₹ 100000 is being provided in the scheme and a habitual insurance cover of ₹ 30000. If the account holder met with an accident then he will be given ₹ 100000 and if the account holder dies, his family members will be given ₹ 30000.



Important Documents for PM Jan Dhan Yojana:

To open an account you will need some of the following required documents.

The document is as follows –

  • Aadhar Card
  • Pan Card
  • Driving license card
  • Income certificate
  • Local resident certificate
  • MNREGA job card
  • Ration card
  • mobile number
  • Passport size photo

 

Parvesh Maurya
Parvesh Maurya
Parvesh Maurya, has 5 years of experience in writing Finance Content, Entertainment news, Cricket and more. He has done BA in English. He loves to Play Sports and read books in free time. In case of any complain or feedback, please contact me @ informalnewz@gmail.com
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  1. All the banking articles with PM Modi’s photos are not supported by facts. Take PMRY ads. No Bank in Midnapore-721101, Paschim Medinipore is helping unemployed youth with even Re 1. And, the youth are fed-up with the PM and his “jumla”. I need Rs 3 Lakhs for a Mother Dairy distribution business. Why is UCO Bank not issuing PMRY Loan Application Form? Please tell me how I can get working capital to avail the MD company offer.

    • Hi ajit

      there is a seperate scheme under marketing activities which you are thinking. the amount available is up to 10 Lakhs without any guarantee or colaterals.

    • You are absolutely right… Modi is a pile of Shit… Country is destroyed by this retarded chaiwala… PM of a country should be educated. Country can’t be run by a retarded chaiwala and terrorist organizations like BJP and RSS…

      • you seems to be a ka2wa terrorist. Tell me how many bomb blasts and terrorist activities done by RSS. bsdk

  2. Namaskar. Myself Swapan Roy from Santoshpur Kolkata. Through out my service period I have worked in a private companies. Now I am 68 years old and drawing Rs 1670/(One thousand six hundred and seventy)as monthly pension. There is no sign of enhancement. Myself and my wife in the family. I really don’t know how to survive and meet the daily requirements. Please help for increased Pension. I am a Educated person. My mobile number 09903073742. Swapan Roy.

  3. How to apply PM Jan Dhan Yojana,i m grduate with unemployee,not having any business .
    Now planing to starting through ,how to aply.Till now im not taken any benifit through any group like DWAKRA,PLZ GIVE suggetion ,thank you.

  4. I OPENED THIS ACCOUNT IN BANK BUT THEY SAID THE ACCOUNT HOLDER IS DIE THEN ONLY YOU RECEIVED 1 LAK, BUT AS PER THE SCHEME ACCIDENTAL COVER 1LAK AND HABITUAL INSURANCE COVER 30000. IF THE PERSON DIE WITHOUT ANY DISEASES OR ANY ACCIDENT THAN THIS PMJDY WILL NOT GIVE US A SINGLE RUPEES, BUT FOR THIS 1.3 LAKH WE ARE PAYING SOME AMOUNT EVERY YEAR.

  5. Koi bank nhi de rha loan sab bakwas h

    Sirf business man ko hi Loan mil rhs gareebon ki scheme ka fayda business man ko mil rha

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