Business Opportunity: Due to the corona virus epidemic (Covid-19 Pandemic), many types of businesses have come to a standstill in the whole country. Many businesses were closed. But, the opportunity stands ready.
Business Opportunity: Due to the corona virus epidemic (Covid-19 Pandemic), many types of businesses have come to a standstill in the whole country. Many businesses were closed. But, the opportunity stands ready. In the path of becoming a self-reliant India (Aatmanirbhar Bharat Mission), the most important thing is to make yourself strong. PM Narendra Modi mentions this time and again. The Modi government is giving an opportunity to revive the closed business or business.
Take advantage of Modi Government’s scheme
If you want to start your own business, then the Central Government will help you in this. To start a small business or to increase its old work, the government has started many schemes for loans up to Rs 10 lakh.
Loan will be available in PMMY loan scheme
The Modi government had started the Pradhan Mantri Mudra Yojana (PMMY). This scheme is more effective for those people, who do not get a loan to start their business due to not fulfilling the rules of the banks. Under the Pradhan Mantri Mudra Yojana (PMMY), every person can take a loan, in whose name there is a cottage industry or who has partnership documents.
Get loan in three phases
Loans are given in three phases under the Pradhan Mantri Mudra Yojana (PMMY). The government has divided it into Shishu Loan, Kishore Loan and Tarun Loan Scheme.
shishu loan scheme
Under this scheme, a loan of up to Rs 50,000 can be taken to open a shop etc.
Kishore Loan Scheme-
The loan amount in this scheme has been fixed from Rs 50,000 to Rs 5 lakh.
Tarun Loan Scheme-
If you want to start a small scale industry, then a loan of Rs 5 lakh to Rs 10 lakh can be taken for it under Tarun Loan Scheme.
Who can take loan?
PMMY is only for small businessmen and businessmen. If you want to start a big business, then you will not get a loan (How to apply for Mudra loan) under this scheme. Loans can be taken under this scheme to start small assembling units, service sector units, shopkeepers, fruit/vegetable vendors, truck operators, food-service units, repair shops, machine operations, small scale industries, artisans, food processing units. is.
Where to get loan?
Under the Pradhan Mantri Mudra Yojana (PMMY), a loan can be taken from any government bank, rural bank, cooperative bank, private bank or foreign banks (Apply for Mudra loan). RBI has authorized 27 government banks, 17 private banks, 31 rural banks, 4 co-operative banks, 36 micro finance institutions and 25 non-banking financial companies (NBFCs) to disburse Mudra loans. For more information about the Pradhan Mantri Mudra Yojana, complete details are available on the official website mudra.org.in.
