LIC Jeevan Akshay Annuity Plan: Everyone wants to make their retirement enjoyable. For this, money is invested in all kinds of options, so that after retirement, a fixed amount will be received as pension. But how good is it that you invest time and you get pension throughout your life. One such special plan of LIC is Jeevan Akshay (Jeevan Akshay), in which if you pay a single premium of at least 1 lakh rupees, then you will continue to get pension without any hassle throughout your life.
These options are available for taking pension
In this scheme of Life Insurance Corporation of India (LIC), you can invest for yourself or for a family member. If you want to invest in this scheme, you can take pension annually, half-yearly, quarterly or every month. Investor has to invest minimum Rs 1 lakh in this plan. There are many other benefits in this scheme. Whenever you invest in it, that is, your policy is issued, after three months you can also take advantage of the loan facility. There is no maximum limit for investment in this scheme.
A look at the pension calculation
Minimum annuity in Jeevan Akshay plan is Rs 12000 annually. According to the news of Jansatta, if you want to get a pension of Rs 6000 per month in this scheme, then you have to invest a total of Rs 610800 at a time. For this, you have to choose option A.
If you look at its calculus, then suppose the investor is 75 years old and their compensation is Rs 6,00,000, then the lump sum premium for this is Rs 610800, so let’s understand how much pension will be received here.
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This is how much pension you will get
In the above situation, after calculation, the annual pension is Rs 76650, on half-yearly basis, Rs 37035, on quarterly basis Rs 18,225 and on monthly basis your pension becomes Rs 6008. You will continue to get this pension till your death.
