If you are also a customer of Punjab National Bank, then there may be news of work for you. By opening this account, you get a lot of relief from your daughter’s education and further expenses.
New Delhi. If you are also a customer of Punjab National Bank, then there may be news of work for you. PNB customers can easily take advantage of Sukanya Samriddhi Yojana (SSY) to secure the future of their daughters. Explain that in this scheme, the parent or guardian can open only one account in the name of one daughter and maximum two accounts can be opened in the name of two different daughters.
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How much has to be deposited
In this, the minimum deposit has to be made 250 rupees. Apart from this, the maximum deposit you can make is up to Rs 1,50,000. By opening this account, you get a lot of relief from your daughter’s education and further expenses.
Know how much interest you will get?
At present, interest was being given in SSY (Sukanya Samriddhi Account) at the rate of 7.6 percent which is with income tax exemption.
You will get more than 15 lakhs on maturity,
if you invest Rs 3000 every month in this scheme i.e. after investing Rs 36000 annually, after 14 years at 7.6 per cent annual compounding, you will get Rs 9,11,574. After 21 years on maturity, this amount will be around Rs 15,22,221.
Where can I open an account?
Under Sukanya Samriddhi Yojana, you can open this account in any post office or authorized branch of commercial bank.
These documents will have to be given To
open an account under Sukanya Samriddhi Yojana, you will also have to submit the birth certificate of your daughter in the post office or bank along with the form. Apart from this, the identity card (PAN card, ration card, driving license, passport) of the child and the parents and the proof of where they are living (passport, ration card, electricity bill, telephone bill, water bill) will have to be submitted.
If the minimum deposit of Rs 250 is not deposited every year, the account will be closed and can be revived for that year with a penalty of Rs 50 per annum along with the minimum amount required to be deposited. Reactivation can happen after 15 years from the date of account opening.
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