The biggest benefit under PM Vishwakarma Yojana will be that if a skilled person wants to start his own business and is facing problems due to financial problems, then he can apply for a loan under this scheme. A loan of up to Rs 3 lakh is given under this scheme.
PM Vishwakarma Yojana: A scheme has been started in the Modi government, which is benefiting poor families. This scheme provides loan without guarantee at low interest. It also gives help of Rs 15000 for financial help. Giving loan at low interest means helping poor families to start business. This scheme was started on 17 September, which is named Pradhan Mantri Vishwakarma Yojana. Let us know how you can apply in this scheme.
What is Vishwakarma Yojana?
Through PM Vishwakarma Yojana, people having traditional skills like goldsmith, blacksmith, barber and cobbler will get many benefits. The government has included 18 traditional skill businesses in the scheme, which will help artisans and craftsmen from rural and urban areas across India. These include carpenters, boat makers, blacksmiths, lock makers, goldsmiths, potters who make earthen utensils and other items, sculptors, masons, fish net makers, toy makers, among others.
Loan of Rs 3 lakh in two steps
The biggest benefit under PM Vishwakarma Yojana will be that if a skilled person wants to start his own business and is facing problems due to financial problems, then he can apply for a loan under this scheme. A loan of up to Rs 3 lakh is given in this. Under this, a loan of Rs 1 lakh is given to start a business in the first phase and then in the second phase for its expansion, a loan of up to Rs 2 lakh can be taken. This loan is given at an interest rate of only 5 percent.
Help of Rs 15000
Under the PM Vishwakarma Scheme, training is also given through master trainers to further enhance the skills of people in the 18 trades decided. Along with this, a stipend of Rs 500 per day is given. At the same time, the beneficiaries are given PM Vishwakarma certificate and ID card, skill upgradation related to basic and advanced training, toolkit incentive of Rs 15,000, incentive for digital transactions.
Who can take advantage?
The applicant should be a citizen of India. Also, Vishwakarma should be related to one of the 18 trades decided. The age of the applicant should be more than 18 years and less than 50 years. Apart from this, there should be a certificate in the relevant trade. Should belong to one of the 140 castes included in the scheme.
Which documents will be required?
To apply for this scheme, Aadhar Card, PAN Card, Income Certificate, Caste Certificate, Identity Card, Residence Certificate, Passport Size Photograph, Bank Passbook and Valid Mobile Number will be required.
How to apply?
- Go to the official website pmvishwakarma.gov.in.
- PM Vishwakarma Kaushal Samman Yojana will be visible on the homepage.
- Click on the Apply Online option link here.
- Now you will need to register yourself here.
- Registration number and password will be sent to your mobile via SMS.
- After this, read the registration form carefully and fill it completely.
- Scan and upload all the required documents along with the filled form.
- Now check the information entered in the form once again and submit it.
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