Jan Dhan- Jan Dhan account holders can get a big gift from the government. Modi government is going to start a new facility for Jan Dhan account holders very soon.
New Delhi. Jan Dhan account holders (PM Jan Dhan) can get a big gift from the government. The Modi government at the Center is going to start a new facility for Jan Dhan account holders very soon. Actually, all account holders of Pradhan Mantri Jan Dhan Yojana (PMJDY) can get the benefit of life insurance and accident cover. The government is considering providing insurance cover through Pradhan Mantri Jeevan Jyoti Bima (PMJJBY) and Pradhan Mantri Suraksha Bima (PMSBY).
The Finance Ministry said in a statement that the government is planning to ensure coverage of PMJDY account holders under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY).
Know what the ministry said?
The Finance Ministry in a statement said that after seven successful years of Pradhan Mantri Jan-Dhan Yojana (PMJDY), a financial inclusion scheme, the government is looking at providing life insurance and accident cover to over 430 million account holders. Let us tell you that Jan Dhan Yojana was announced by Prime Minister Narendra Modi in his Independence Day address on 15 August 2014. “Banks have already been informed about this,” the statement said. According to the website of the Department of Financial Services (DFS), PMJJBY offers life insurance of Rs 2 lakh for a premium of less than Re 1 per day. For this, an annual premium of Rs 330 has to be paid.
Know what is this plan?
Two schemes were launched by the central government under the social-security campaign. One is Pradhan Mantri Jeevan Jyoti Yojana and the other Pradhan Mantri Suraksha Bima Yojana. Under the Pradhan Mantri Jeevan Jyoti Yojana, life insurance up to Rs 2 lakh is given. For this, an annual premium of Rs 330 has to be paid. In addition, under the Pradhan Mantri Suraksha Bima Yojana, a cover of up to Rs 2 lakh is given in the event of accidental death and total disability.
You can also open Jan Dhan account
. Under the Pradhan Mantri Jan Dhan Yojana, the account is opened more in public sector banks. But, if you want, you can also open your Jan Dhan account in a private bank. If you have any other savings account then you can also convert it to Jan Dhan account. Any citizen residing in India, whose age is 10 years or more, can open a Jan Dhan account. Document verification is done under KYC to open a Jan Dhan account. Jan Dhan account can be opened using these documents. Aadhar Card, Pan Card, Driving License, Voter ID Card, Passport, MNREGA Job Card.
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