Health Insurance: Many types of health insurance have started in the Corona period. In which apart from Corona Kavach, many other health policies were launched. Now any kind of treatment related to corona has been done at home, that cover will also be included.
Now if any corona related treatment is not done at home , it will be covered in the health policy. Insurance companies can also offer this to the customers by charging extra premium. For this, a circular has also been issued by the Insurance Regulatory and Development Authority (IRDA). According to the new circular, you can also add home treatment cover to your insurance products. At the same time, in the existing policy, it can be added on by paying extra premium.
According to the information given by IRDA, the claim for the treatment done at home will be done on the terms of the company. In this, a record of active treatment and daily monitoring of the patient will have to be given by the doctor. The insurance company will have to separately inform the customers about the extra premium charges. Even – Assured 100 may Home Treatment coverage percent.
Its benefit will also be available in Corona Kavach : Its benefit will be given in a policy like Corona Kavach. Home treat is also included in Corona Kavach and other insurance. Rest of the treatment will also be covered by home treatment after the approval of the doctor. With this, policyholders will not even have to pay the rent of expensive room rent. At the same time, the cost of nurses and medical staff will be more. At the same time, home treatment will also be applicable for different treatment and companies will decide the add-on pricing on that.
Important points of IRDA circular :- Home treatment cover will be included in the policy of health insurance.
– The cover will be given by the companies as an add-on cover in the policy.
– will be added Treatment Home in policy by extra premium.
– existing policy holders can also Aadon it on its remaining policy term.
– Smashyord of 100 will Home Treatment coverage percent.
– Doctors must Treatment Active on behalf of.
– Every day the patient will be required to keep records of monitoring.
– claims, according to the policy terms will be settled.
