At present, many banks in the country have reduced the home loan interest rate for their customers. Since the time of the festive season, many major and big banks are offering home loans to their customers as a gift at affordable interest rates. In such a situation, if you are thinking of buying a home and want to take a home loan, then this can be one of the best opportunities for you. Let us see the list of some of the leading banks which are currently providing cheap home loans.
HDFC Bank Home Loan
The country’s largest private bank HDFC Bank is also offering home loans to its customers at very low interest rates at this time. According to the official website of HDFC Bank, this bank is offering home loans to its customers in normal condition at an interest rate of 6.80 percent to 7.30 percent per annum. At the same time, this bank is offering home loans to women on the basis of an interest rate of 6.75 percent to 7.25 percent per annum.
State Bank of India Home Loan
The country’s largest bank State Bank of India (SBI) is offering home loans to its customers at cheap interest rates. The bank offers home loans to individuals with home loans as per their requirement, such as regular home loan, SBI privileged home loan for government employees, SBI Shaurya home loan for army and defense personnel, SBI Maxgain home loan, etc. In addition, this bank does not charge processing fees on home loans. Along with this, SBI also provides some additional interest waiver on home loans to women. According to the official website of SBI Home Loan, this bank is offering home loans only up to Rs 30 lakh at an interest rate of 6.80 percent per annum.
Bank Of Baroda Home Loan
Bank of Baroda, one of the leading Public Sector Banks is also offering Home Loans at affordable rates to its customers. According to the Paisabazaar website, this bank is offering home loans to its customers at an interest rate of 6.50 percent to 8.25 percent for a period of 30 years.
ICICI Bank
According to the bank’s website, if you take a home loan of up to 8 lakh for a period of 30 years from the bank, then you will have to pay Rs 5,189 as EMI every month at an interest rate of 6.75 percent per annum.
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