Axis Bank is one of the leading private lenders offering home loans at affordable interest rates. In this article we examine how applicants can check their Axis Bank home loan status .
Axis Bank Home Loan Interest Rates
Axis Bank offers home loans at different rates to different categories of borrowers. At present the minimum interest rate of home loan is 6.90% per annum. Compared to self-employed borrowers, salaried individuals get home loans in Axis Bank at lower rates.
For salaried borrowers
Type | Effective interest rate per annum |
Floating rate | 6.90% – 8.40% |
Fixed rate | 12% |
For Self Employed Borrowers
Type | Effective interest rate per annum |
Floating rate | 7.00% – 8.55% |
Fixed rate | 12% |
Axis Bank Home Loan Processing Charges
Axis Bank charges up to 1% of the loan amount, subject to a minimum of Rs 10,000. At the time of application login, an advance processing fee of Rs 10,000, plus GST, is collected. This fee is not refundable under any circumstances – for example, loan rejection/return of loan application, etc. The balance processing fee, as applicable, is collected at the time of loan disbursement.
Methods of Axis Bank Home Loan Application Status Tracking
If you have applied for a home loan with Axis Bank, you can track the status of your home loan application online on the Axis Bank website. You can also check the status of your home loan on Axis Bank Mobile App.
Check Axis Bank Home Loan Status Online
The step-wise process to track your Axis Bank home loan application status is mentioned
below: Step 1: Axis Bank official page https://www.axisbiconnect.co.in/axisbankloanstatusenquiry/web/retail/getloanaccountnumber.aspx Go to Track your Axis Bank Home Loan Status.
Step 2: Now, enter your Home Loan Application ID number, your date of birth and captcha, before you click on the ‘Enquiry’ button. The page will now display the status of your home loan application.
Check Axis Bank Home Loan Status through Mobile App
Step 1: Smartphone users can use Axis Home Loan Application Status Check on mobile app, which they need to download from Google Play store if they are Android user or App Store if they are using Apple mobile device.
Step 2: If you are a registered user, simply login using your credentials and on the Account Summary screen of Axis Bank Mobile App, click on the ‘Other Accounts’ button.
step 3:Now, click on the ‘Loans’ option to view the status details of your Axis Bank Home Loan.
If they are using Android device then unregistered users will have to click on ‘Login’ and an SMS will be sent to their registered mobile number. Apple phone users will need to click ‘Send’ in the message inbox which will send an SMS to your device. The user will now have to activate his number by entering the security code sent through SMS. After entering your name and an MPIN of your choice, you will be redirected to the login screen.
Axis Bank Home Loan Status Check Through Call
Borrowers can check their Axis Bank Home Loan status through a phone call. To know the status of your Axis Home Loan application, call any of the numbers given below: 18604195555 18605005555