RuPay credit cards are now available with all major public and private banks. These cards are issued by major banks like SBI, HDFC Bank, ICICI Bank, PNB, Axis Bank as well as many regional and co-operative banks.
UPI transactions are constantly making records. The reason for this is the easy payment process. Apps like Google Pay, PhonePe, Paytm have an important role in increasing digital payments. However, till now most people have been linking their debit cards to these payment apps. However, now many payment apps are also providing the facility to link credit cards. Google Pay is also now providing the facility to link credit cards. However, for this you must have a RuPay credit card. Let us tell you that RuPay credit cards are now available in all major government and private banks. These cards are issued by major banks like SBI, HDFC Bank, ICICI Bank, PNB, Axis Bank as well as many regional and cooperative banks.
If you have a RuPay credit card, then you can easily make safe and easy transactions at offline shops and online platforms through Google Pay. Let us know how you can link your Google Pay with a credit card.
How to add RuPay credit card to Google Pay
- To start using your RuPay credit card for UPI transactions, you must first register on Google Pay through your official Gmail ID. Then follow the steps given below.
- Open Google Pay on your mobile device.
- Then click on your profile picture and go to ‘Payment Methods’.
- Choose the ‘Add RuPay Credit Card’ option. Select your bank and enter your card details (CVV, number, expiry date).
- Authenticate the card using the OTP sent to your registered mobile.
- Set or confirm UPI PIN to enable secure transactions. Now, once you have completed the process of adding your RuPay debit credit card, you will be eligible to make UPI payments through QR code, UPI ID or merchant handle.
Fees will have to be paid
UPI transactions linked to bank accounts are free. However, Google Pay has started charging convenience fees on bill payments made through credit cards including RuPay. Transactions through UPI in India reached a record level of ₹ 24.77 lakh crore in March, showing a growth of 12.7% compared to February. Moreover, this figure shows a 25% increase in total value and an increase of about 35% in volume compared to last year.
