The digitization of the country is happening rapidly. Instead of cash transactions, now people have started doing digital transactions indiscriminately. Whether to place an order sitting at home, to send money to someone, people resort to digital transactions only. But sometimes it happens due to mistake that we have to put money in some account. And put it in another account.
In such a situation, people usually think that now the money will not be returned. But it is not. If by mistake you put money in someone else’s account instead of an account, then you can claim that money back from the bank. There is a special process for this, under which you get your money back. Let us know the full details of money withdrawal.
What to do if money is transferred to the wrong account.
- If the sender and receiver have accounts in the same bank
- Give complete details of wrong transaction to the bank, and also show the returning message of digital selling.
- First, inform the bank about the whole matter through a mail so that the track record of the entire process remains intact.
- First of all, if a wrong transaction has happened, then go and inform the bank within three days.
- Then get the details of the account in which the money has gone.
- Find out that account holder through the bank.
- After giving all the proofs, the bank will contact the account holder and send him a request to return the money.
- Your money will be credited to your account within 7 working days.
What to do if the accounts of the sender and the receiver are in different banks: Now if suppose the beneficiary’s account is in another branch, then you will have to personally go and meet the manager of that branch. And tell me your problem. Also, the solution will have to be used. Doing this can save your money. The bank will send the money back to your account.
What to do if the beneficiary refuses to return the money: Usually, if the money has been transferred to the wrong account by mistake, the beneficiary returns the money on the request of the bank. But if he refuses to return the money for some reason, the process becomes a bit complicated. You will have to give the details that the bank asks for, along with the documents related to your bank and the proof of the transaction. Apart from this, you can also take legal action, since your case is Genwin, so you have every chance of getting money without the legal process.
