SBI Vs HDFC vs IDBI Bank: If you want to earn big money through FD, then we are providing some options. How much interest is being received in which bank? Banks are giving list regarding this. How will you benefit from this in investment? can guess it
SBI Vs HDFC vs IDBI Bank: Many banks are offering FDs with higher interest rates to their customers. Mostly these FDs come with their end dates which banks revise occasionally. Here we are telling you about the special FDs of big banks like SBI, HDFC Bank and IDBI Bank. In this, investors can invest on time and avail higher interest.
HDFC Bank
India’s largest private sector bank HDFC Bank is offering special Fixed Deposit to senior citizens. HDFC Bank can invest in Senior Citizen Care FD till 15 April 2024. HDFC Bank is giving additional interest of 0.25 percent to senior citizens instead of 0.50 percent. The bank gives extra interest of 0.75 percent to senior citizens. This is a little more interest than your regular FD. It is giving 7.75 percent interest to senior citizens on FDs ranging from 5 years to 10 years. This interest is available on FD of less than Rs 5 crore. The last date for investment in Senior Citizen Care FD is 15 April 2024. HDFC Bank is offering interest between 3.50% to 7.75% to senior citizens on normal FD.
SBI Bank WeCare
SBI has extended the deadline to apply for SBI WeCare. This scheme of SBI is offering higher interest to senior citizens on investments for a period of 5 to 10 years. SBI WeCare was launched especially for senior citizens. Earlier the deadline to invest in this scheme of SBI was 31 March 2024, which has now been extended to 30 September 2024. The interest rate offered on SBI WeCare is 7.50%. SBI is offering the best interest to its customers on its WeCare FD. The bank gives 0.50 more interest on any FD to senior citizens than a normal customer.
SBI Amrit Kalash Scheme
State Bank of India (SBI) has extended the time to invest in the special FD scheme ‘Amrit Kalash’. The deadline for investing in special FD of SBI Bank was earlier 31 March 2024, which has been extended. Now customers have time till 30 September 2024 to invest in this scheme of SBI. SBI ‘Amrit Kalash’ scheme is a 400 day FD which gives interest at the rate of 7.6 percent. According to SBI, common citizens investing in the bank’s Amrit Kalash Special FD Scheme are getting 7.10% interest. 7.60% to senior citizens
IDBI Bank Utsav Special FD
IDBI Bank has given a gift to lakhs of its customers. According to the bank’s website, IDBI Bank has extended the validity date of Utsav FD. IDBI Bank has extended the deadline for investing in special FDs of 300 days, 375 days and 444 days by a few months. The bank has extended the deadline for special FD from 31 March 2024 to 30 June 2024.
IDBI Utsav 444 Days FD Scheme
IDBI Bank’s website states that investments in the Utsav FD scheme can be made till June 30, 2024. IDBI Bank is offering interest rate of 7.25% to regular customers NRI and NRO customers on investing in Utsav FD scheme for 444 days. Senior citizens are getting interest at the rate of 7.75%. The bank also allows investors to withdraw and close this FD prematurely.
IDBI Utsav FD Scheme 375 days
IDBI Bank is offering 7.60% interest to senior citizens investing in 375 days Utsav FD. At the same time, it is giving 7.10% interest to regular customers, NRI and NRO customers on FD of 375 days. It also gives the option to withdraw or close the money before time.
IDBI Utsav 300 Days FD Scheme
IDBI Bank is offering 7.55% interest to senior citizens investing in 300 days Utsav FD. At the same time, it is giving 7.05% interest on FD of 300 days to regular customers, NRI and NRO customers. It also gives the option to withdraw or close the money before time.