In case of investment, it is not important how much amount you are investing. What is important is how disciplined you are in investing.
Investment Options for Housewife: Housewife does not have a fixed source of income. That’s why most of the time they are not able to invest huge amounts. But if they invest even a small amount every month, they can easily add up to lakhs in a few years. There are many such schemes in which investment can be started with just Rs 500 or Rs 1000. It is not important how much is the amount to be invested, what is important is how disciplined you are regarding investment. Know here some such schemes which can become the best options for housewives. Even by investing just Rs 1000 per month, she can accumulate a good amount in a few years.
PPF Investment : First of all let’s talk about PPF i.e. Public Provident Fund. This is a scheme in which anyone can invest. A minimum of Rs 500 and a maximum of Rs 1.5 lakh can be deposited in PPF. At present, interest is being given on it at the rate of 7.1 percent. You have to invest in PPF continuously for 15 years. After this you get the amount along with interest. If you deposit Rs 1000 monthly for 15 years, then Rs 12 thousand will be deposited in one year and Rs 1,80,000 will be deposited in 15 years. You will get Rs 1,45,457 as interest on this and on maturity you will get a total of Rs 3,25,457.
SIP Investment : The second method is SIP. Through this, money is invested in mutual funds. The longer you invest in it, the more benefit you will get. On average, 12 percent interest is available in SIP. Suppose you are continuously investing Rs 1000 in this also, then in 15 years you will invest Rs 1,80,000 here also. But you will get interest of Rs 3,24,576 at the rate of 12 percent. In this way you will get Rs 5,04,576 in 15 years.
RD Investment: If you cannot wait that long, then RD has always been one of the favorite investment options. You should get RD done for at least 5 years in the post office. You will get interest on this at the rate of 6.5%. At the rate of Rs 1000, you will invest Rs 60,000 in 5 years and you will get Rs 70,989 on maturity. If you want, you can withdraw this money or get it deposited in FD.
