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Is A Bank Loan Not Being Taken With Your Aadhar Card And PAN Card?

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In this time of fast growing cyber crime in the country, you have to protect your Aadhaar card and PAN card number like your ATM PIN. According to Reserve Bank officials, there have been many cases in the country in which fraudsters have changed the name and mobile number of the actual card holder, changed the address and bank using the online website on the basis of PAN card Aadhaar card. Took a loan of lakhs of rupees.




Therefore, common people should not share their Aadhaar card and PAN card number like their ATM card. In the coming days, loan approvals are coming in the name of phones from various banks. According to officials, the fraudster calls the bank and informs the people about the sanction of the loan and asks for the account, Aadhaar card and page number.

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Vanshidhar Prasad, a former SBP official, said, “Do not share any information on online offers or calls.” Apart from banks, fraudsters also follow this process and collect and use all the information. SMS should not be opened or answered on mobile. If the call comes again, the local police station and cyber cell should be informed.

According to bank officials, a loan of lakhs of rupees can be accepted on Key ID without any information and money can be withdrawn by transferring it to your account. Due to fraud, CIBIL’s record deteriorates and no bank gives loans again. Software like mobile apps and Photoshop are used to create fake Aadhaar cards and PAN cards. For this, Aadhaar card and PAN card are deposited in financial company and private banks for payment. This creates an incorrect icard upon cloning.

What do the bank officials say

The validity of Aadhaar card or PAN card is checked before any amount is accepted by the bank and other financial companies.

 

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