On behalf of the Central Government, the people of the country are given the facility of JanDhan Account. Customers get an overdraft facility of Rs 5000 on the account. Apart from this, RuPay debit card is given to customers, in which accident insurance of Rs 1 lakh is provided.
New Delhi: On behalf of the Central Government, the people of the country are given the facility of JanDhan Account. If you also open this account, then you are given many kinds of facilities, but if you want to take advantage of insurance, then you must link your account to Aadhaar. If you do not link the account, then you may incur a direct loss of Rs 1.3 lakh.
Explain that Rupees debit card is given to customers in this account, in which accident insurance of Rs 1 lakh is provided, but you will not get this benefit if you do not link your account to Aadhaar. That is, you will directly lose one lakh rupees. Apart from this, on this account you get Accidental Death Insurance cover of Rs 30000, this cover is also available only after Aadhaar is linked to the bank account. Therefore, you quickly link your account to Aadhaar.
Link account like this
You can go to the bank and link the account with Aadhaar. In the bank, you have to take a photo copy of Aadhaar card, your passbook. Many banks are now linking the account with Aadhaar through messages too. State Bank of India customers go to their registered mobile number in the message box and send UID Aadhaar number account number to 567676, your bank account will be linked to Aadhaar. Keep in mind that if your Aadhaar and bank given mobile numbers are different then the link will not be there. Apart from this, you can also link your bank account to Aadhaar from your nearest ATM.
This is how you get the facility to withdraw 5 thousand rupees
Customers get an overdraft facility of Rs 5000 on the Pradhan Mantri Jan Dhan account. To take advantage of the facility of overdraft, it is necessary to have an Aadhaar card. Apart from this, the PMJDY account should also be linked to the Aadhar card. Under this scheme, PM Modi’s objective was to open a bank account for every family. Under the Jan Dhan Yojana, you can also open an account of a child under 10 years of age.
Benefits of this account:
– Overdraft facility after 6 months
– Accidental insurance cover up to 2 lakh rupees
– Life cover up to Rs 30,000, which is available on the eligibility conditions on the death of the beneficiary.
– Interest is available on deposits.
– Free mobile banking facility is also provided with the account.
– Rupees debit card is given to the person opening the Jan Dhan account, from which he can withdraw money from the account or make a purchase.
– It is easy to buy insurance, pension products through Jan Dhan account.
– If there is a Jan Dhan account, then accounts will be opened for pension in schemes like PM Kisan and Shramayogi Maandhan.
– Money transfer facility across the country
– Money comes directly into the account of the benefits of government schemes.
How to make old account like Jan Dhan account
If you have an old bank account, it is easy to convert it into a Jan Dhan account. For this, you will have to go to the bank branch and apply for RuPay card and after filling a form, your bank account will be transferred to Jan Dhan Yojana.
