This Is What You Think While Buying A Policy, With Life As Well As After Life, What Else Is There In It. Generally, The Policy Gives You Sum Insured On Maturity Along With Bonus And FAB. On Death, He Gets Money With His Term And Condition, But Is There Any Policy Which Plays Along With Life And Takes Care Of Family And Children Like A Guardian After Life. Keeping These Things In Mind, LIC Has Launched LIC’s Jeevan Lakshya.
LIC’s Jeevan Lakshya Is Being Sold In The Market In The Name Of Kanyadaan Policy. That Is Because By Investing In It Keeping The Daughter In Mind, She Gets Rid Of The Tension Of Her Career And Marriage. However, This Policy Gives A Protection Cover To The Entire Family. If The Policy Is Taken Keeping The Daughter In Mind, Then The Age Of The Father Should Be Between 18-50.
He Has Taken The Policy For 25 Years. In Such A Situation, They Will Have To Deposit Premium Around 27000 Per Annum For 22 Years. On The Maturity Of The Policy, The Nominee Will Get Around 13 Lakhs. The Policy Can Be Taken For Minimum 13 Years And Maximum 25 Years. Get Good Revert Only At Maximum. The Premium Has To Be Paid Only For 3 Years Less Than The Number Of Years For Which The Policy Is Taken. For Example, If The Policy Is For 13 Years, Then Premium Has To Be Paid Only For 10 Years. But The Maturity Amount Will Be Available Only After Completion Of 13 Years.
If The Policy Taker Dies Due To Any Disease Or Corona, Then The Nominee Will Get 5 Lakhs And On Accidental Death, The Nominee Will Get Double The Sum Insured I.E. 10 Lakhs. Apart From This, 10 Percent Of The Sum Insured Amount Will Be Given To The Children Every Year In The Name Of Education.
The Most Important Thing About This Policy Is That Even After The Death Of The Policy Taker, It Continues To Run Without Paying Premium And On Maturity, The Entire Amount Is Given To The Nominee Which Was Promised At The Time Of Policy Purchase. The Person Investing In This Scheme Gets A Deduction Of Up To 1.5 Lakh Rupees In Income Tax. Note: Before Taking The Policy, Please Visit LIC’s Website Https://Licindia.In/.
